Rydal, Dale Road North, Darley Dale, Matlock, DE4 2HY

UPRN:10070090694Semi-Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: D (59)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Rydal, Dale Road North, Darley Dale, Matlock, DE4 2HY

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£254,000

£241k - £266kHigh

Estimate

£254k

Range

£241k – £266k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

6.00%

Verdict

Derived from HomePortfolio scores

Rydal earns an INVESTIGATE rating with HP Score 66/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

30/ 100

Mixed

Transit & Bike

Transit 16Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: £19/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£254,000

Rent Estimate (pcm)£1,100

Gross Yield6.00%

1y Growth-77.7%

3y Growth-1.0%

5y Growth+0.3%

10y Growth+3.4%

Last Sold Price£185,000 (2019-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1DE4 2HY

Approval Rate

100%12mo

Development

low

T/26/00131/TPO
Epicormic growth removal on 11no lime tree and 2no. copper beech tree
Pending
25/01006/AMD/1
Non-material Amendment - raise floor and gutter level, move garage away from boundary and relocate side door
Approved
2026/4562/TPO
Carry out work to 58 trees of various species as identified in Section 4 (pages 6-9) the Waites Tree Surveys Tree Safety Report dated 17 November 2025.
Approved

View Planning Timeline