Osbourn House, 12 Padley Hill, Nether Padley, Grindleford, Hope Valley, S32 2HQ

UPRN:10070091671Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Osbourn House, 12 Padley Hill, Nether Padley, Grindleford, Hope Valley, S32 2HQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£3,404,000

£3.23M - £3.57MHigh

Estimate

£3.40M

Range

£3.23M – £3.57M

Rent Estimate (pcm)

£7,150

£6k - £8k

Monthly

£7,150

Yield

2.52%

Verdict

Derived from HomePortfolio scores

Osbourn House earns an INVESTIGATE rating with HP Score 64/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

11/ 100

Low

Transit & Bike

Transit 10Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,400,000

At the asking price

Monthly rent£7,150/mo

Evidenced range £5,950-£8,400

Interest rate5.4%

Loan to value75%

Cash required: £1,343,050
Net cash flow: -£6,525/mo
Cash on cash: -5.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.62 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,404,000

Rent Estimate (pcm)£7,150

Gross Yield2.52%

1y Growth+8.8%

3y Growth+4.0%

5y Growth+1.6%

10y Growth+2.7%

Last Sold Price£2,850,000 (2023-04-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0S32 2HQ

Approval Rate

-12mo

Development

low

NP/TCA/1126/1110
Proposed Works: Removal of two Holly trees, one small Rowan and one small Magnolia to ground level. Reason For Works: To reduce shading and create space for raised beds to grow food. The trees are situated in an elevated garden close to the property and currently causing issues with damp. I have included the Magnolia, although I believe it to fall below the conservation area notification threshold. All the trees are in the rear garden
Pending
NP/DDD/0926/0924
Lawful Development certificate for an existing use - Use of the land edged red on drawing WD CL 001 as residential garden land incidental to the enjoyment of the adjoining dwellinghouse, including its use as an orchard and for domestic fruit and vegetable growing and the keeping of chickens.
Pending
NP/NMA/1026/0973
Non-Material Amendment to NP/DDD/1225/1269. make a change to the roof on the garage.
Approved

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-04-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,700

Population Density135 /km²

Owner Occupied87%

Age Distribution

0-15 14%16-64 55%65+ 31%

View Area Profile

Schools Nearby

Grindleford Primary School
0.6 mi
Good
Stoney Middleton CofE (C) Primary School
2.2 mi
GoodConcerns
Eyam CofE Primary School
2.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Hathersage St Michael's CofE (Aided) Primary School
2.3 mi
GoodConcerns

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Padley Hill
-
£2.85M
-
4 Padley Hill
-
£550k
-
11 Padley Hill
-
£1.00M
-
12 Padley Hill
-
£1.77M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN