173 The Hill, Cromford, Matlock, DE4 3QU

UPRN:10070095579Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (57)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

173 The Hill, Cromford, Matlock, DE4 3QU

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£298,000

£283k - £313kHigh

Estimate

£298k

Range

£283k – £313k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

5.00%

Verdict

Derived from HomePortfolio scores

173 The Hill earns an INVESTIGATE rating with HP Score 65/100. Investment score 47/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (32/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

13/ 100

Low

Walkability

32/ 100

Mixed

Transit & Bike

Transit 12Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: -£147/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£298,000

Rent Estimate (pcm)£1,250

Gross Yield5.00%

1y Growth-20.3%

3y Growth-1.0%

5y Growth+0.3%

10y Growth+3.4%

Last Sold Price£195,000 (2013-09-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1DE4 3QU

Approval Rate

-12mo

Development

low

2026/4749/TPO
T1 - Large dead Sycamore – Monolith to crown break due to extensive Ganoderma at the base and multiple large hanging limbs. Remaining monolith to be retained in situ to provide valuable standing deadwood habitat, supporting biodiversity and enhancing the ecological value of the site.
Pending
2026/4736/TPO
1 x Lawson cypress - reduce in height by 50%.
Pending
26/00951/FUL
Proposed dormer window to front elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership75.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-09-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,700

Population Density182 /km²

Owner Occupied71%

Age Distribution

0-15 12%16-64 55%65+ 33%

View Area Profile

Schools Nearby

Cromford Church of England Primary School
0.3 mi
Good
Middleton Community Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Matlock Bath Holy Trinity CofE Controlled Primary School
0.9 mi
Good
Bonsall CofE (A) Primary School
1.3 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

60 The Hill
-
£205k
-
104 The Hill
-
£220k
-
150 The Hill
-
£240k
-
134 The Hill
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN