15 Gritstone Road, Matlock, DE4 3GB

UPRN:10070103400Semi-Detached House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band CEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£286,000

£272k - £300kHigh

Estimate

£286k

Range

£272k – £300k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

5.01%

Verdict

Derived from HomePortfolio scores

15 Gritstone Road earns an INVESTIGATE rating with HP Score 66/100. Investment score 50/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (19/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

50/ 100

Mixed

Crime Score

8/ 100

Low

Walkability

19/ 100

Low

Transit & Bike

Transit 17Bike 7

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£287,500

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £91,925
Net cash flow: -£140/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£286,000

Rent Estimate (pcm)£1,200

Gross Yield5.01%

1y Growth-30.8%

3y Growth-1.0%

5y Growth+0.3%

10y Growth+3.4%

Last Sold Price£187,000 (2013-10-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DE4 3GB

Approval Rate

-12mo

Development

low

T/26/00160/TCA
Tree works: T1/T2 Lime trees - Repollarding T3 Sycamore- 2m reduction T4 Oak - 2 metre reduction T5-T10 Ash trees to be felled to ground level
Pending
T/26/00154/TCA
Fell 1no. Willow tree and reduce canopy of 1no. Rown tree by 30%
Pending
26/00922/FUL
Change of use of part of the ground floor former residential accommodation and day-service premises to a chiropractic and healthcare clinic and associated alterations
Pending

View Planning Timeline

Ownership

Corporate Ownership76.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-10-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,700

Population Density391 /km²

Owner Occupied77%

Age Distribution

0-15 17%16-64 60%65+ 23%

View Area Profile

Schools Nearby

Highfields School
0.2 mi
-
St Joseph's Catholic Voluntary Academy
0.4 mi
Good
Castle View Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
All Saints CofE Infant School
0.8 mi
-

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Gritstone Road
-
£297k
-
43 Gritstone Road
-
£220k
-
36 Gritstone Road
-
£318k
-
29 Gritstone Road
-
£233k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN