17 High Court, Smith Road, Matlock, DE4 3JL

UPRN:10070103562Flat/Maisonette2 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band AEPC: E (52)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

17 High Court, Smith Road, Matlock, DE4 3JL

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£117,000

£111k - £123kHigh

Estimate

£117k

Range

£111k – £123k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

6.00%

Verdict

Derived from HomePortfolio scores

17 High Court earns an INVESTIGATE rating with HP Score 79/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

52/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

75/ 100

High

Transit & Bike

Transit 37Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £10/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£117,000

Rent Estimate (pcm)£550

Gross Yield6.00%

1y Growth-

3y Growth-1.0%

5y Growth+0.3%

10y Growth+3.4%

Last Sold Price£39,000 (2000-02-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DE4 3JL

Approval Rate

-12mo

Development

low

T/26/00160/TCA
Tree works: T1/T2 Lime trees - Repollarding T3 Sycamore- 2m reduction T4 Oak - 2 metre reduction T5-T10 Ash trees to be felled to ground level
Pending
T/26/00158/TCA
Dismantle to as near to ground level as practical 2no. Silver Birch trees (T2) and (T3) and crown lift 1no. Horse Chesnut tree (T1) to achieve approximately 5.5 metres clearance above highway
Pending
T/26/00154/TCA
Fell 1no. Willow tree and reduce canopy of 1no. Rown tree by 30%
Pending

View Planning Timeline

Ownership

Corporate Ownership76.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2000-02-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,700

Population Density-

Owner Occupied82%

Age Distribution

0-15 13%16-64 61%65+ 26%

View Area Profile

Schools Nearby

All Saints CofE Infant School
0.2 mi
-
All Saints CofE Junior School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Castle View Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Joseph's Catholic Voluntary Academy
0.5 mi
Good

0 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 High Court
-
£140k
-
12 High Court
-
£120k
-
Garage Premises Smith Road
-
£315k
-
3 High Court
-
£115k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN