1 War Farm Cottages, Rough Lane, Bradley, Ashbourne, DE6 1PH

UPRN:10070106801Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: G (14)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

1 War Farm Cottages, Rough Lane, Bradley, Ashbourne, DE6 1PH

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£927,000

£834k - £1.02MMedium

Estimate

£927k

Range

£834k – £1.02M

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

3.07%

Verdict

Derived from HomePortfolio scores

1 War Farm Cottages earns an INVESTIGATE rating with HP Score 59/100. Investment score 41/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

41/ 100

Mixed

Crime Score

8/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 34Bike 4

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +2.9% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10070106801· as of 9 Oct 2026
Rental economics0/40
gross yield 3.1%; range width penalty ×0.55
- valuation_snapshotsrent estimate 2300/mo (range 1950-2700)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,236/mo, -97% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 282 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.8/15
291 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£810,000£1,035,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £1,950-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£1,445/mo
Cash on cash: -5.7%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.76 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070106801Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2300/mo (range 1950-2700)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2300/mo (range 1950-2700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 282 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£927,000

Rent Estimate (pcm)£2,300

Gross Yield3.07%

1y Growth-

3y Growth-5.0%

5y Growth-0.5%

10y Growth+1.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1DE6 1PH

Approval Rate

100%12mo

Development

low

26/00787/AGR
Agricultural Prior Notification - Erection of general purpose agricultural building
Approved
25/00686/FUL
Resurfacing and widening of driveway and new treatment plant to replace septic tank
Pending
24/00385/DCOND
Discharge of condition 2 of application no. 24/00385/LBALT - Various internal and external works
Conditions

View Planning Timeline

Ownership

Corporate Ownership74.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,700

Population Density40 /km²

Owner Occupied74%

Age Distribution

0-15 13%16-64 59%65+ 28%

View Area Profile

Schools Nearby

Bradley CofE Primary School
0.8 mi
-
Osmaston CofE (VC) Primary School
1.2 mi
Good
Hilltop Primary Academy
2.2 mi
Inspected as Ashbourne Hilltop Primary and Nursery School (URN 112686) on 13 Sep 2022
Hulland CofE Primary & Nursery School
2.4 mi
Inspected as Hulland CofE Primary School (URN 112831) on 7 Jun 2023

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

War Farm Cottages Dog Kennel Lane
-
£475k
-
Mill Dam Lane
-
£635k
-
Mill Dam Lane
-
£1.20M
-
War Farm Cottages Dog Kennel Lane
-
£310k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN