1 Westwood, Inglis Road, Colchester, CO3 3HP

UPRN:10070235668Flat/Maisonette2 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band CEPC: C (77)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

1 Westwood, Inglis Road, Colchester, CO3 3HP

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£223,000

£212k - £234kHigh

Estimate

£223k

Range

£212k – £234k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

9.18%

Verdict

Derived from HomePortfolio scores

1 Westwood earns an INVESTIGATE rating with HP Score 84/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

80/ 100

High

Transit & Bike

Transit 22Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,250-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £326/mo
Cash on cash: 7.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£223,000

Rent Estimate (pcm)£1,300

Gross Yield9.18%

1y Growth+5.0%

3y Growth-2.5%

5y Growth+0.5%

10y Growth+2.1%

Last Sold Price£219,000 (2025-03-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CO3 3HP

Approval Rate

-12mo

Development

low

261950
6no London Plane Trees. Re pollard back to previous cuts.
Pending
261939
Application for a lawful development certificate for a proposed loft conversion, including rear facing dormer & front facing rooflights
Pending
261894
Application for a lawful development certificate for proposed demolition of existing rear conservatory, erection of single storey rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership62%
Overseas OwnershipNo
Lease Term Remaining105 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-03-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,589

Population Density-

Owner Occupied77%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Colchester Royal Grammar School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Colchester Prep & High School
0.2 mi
Inspected by ISI
Hamilton Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Mary's School for Girls
0.4 mi
Inspected by ISI

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Westwood Inglis Road
-
£219k
-
Westwood Inglis Road
-
£230k
-
Westwood Inglis Road
-
£190k
-
Westwood Inglis Road
-
£165k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN