45 John Mace Road, Colchester, CO2 8WW

UPRN:10070238481End Terrace House2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band BEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£212,000

£202k - £223kHigh

Estimate

£212k

Range

£202k – £223k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

6.29%

Verdict

Derived from HomePortfolio scores

45 John Mace Road earns an INVESTIGATE rating with HP Score 67/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

44/ 100

Mixed

Transit & Bike

Transit 23Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£210,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,050-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £66,000
Net cash flow: £53/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.55 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£212,000

Rent Estimate (pcm)£1,100

Gross Yield6.29%

1y Growth-6.6%

3y Growth-0.6%

5y Growth+2.8%

10y Growth+3.5%

Last Sold Price£205,000 (2022-08-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CO2 8WW

Approval Rate

-12mo

Development

low

261511
Retrospective application for retention of boundary fence and entrancegate.
Rejected
261476
Replacement of existing tennis court (private use) with an equestrian manege (private use)
Conditions
261246
Application for a Lawful Development Certificate for the proposed temporary removal and reinstatement of limited areas of existing external cladding, where required, to allow the installation of cavitybarriers, with no material alteration to the externa
Approved

View Planning Timeline

Ownership

Corporate Ownership55.4%
Overseas OwnershipNo
Lease Term Remaining129 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-08-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,589

Population Density-

Owner Occupied54%

Age Distribution

0-15 25%16-64 66%65+ 9%

View Area Profile

Schools Nearby

Monkwick Junior School
0.5 mi
Good
The Thomas Lord Audley School
0.5 mi
Inspected as The Thomas Lord Audley School (URN 115207) on 25 Jan 2012
Monkwick Infant and Nursery School
0.5 mi
Inspected as Monkwick Infant and Nursery School (URN 114741) on 24 Jan 2011
Cherry Tree Academy
0.6 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

103 John Mace Road
-
£220k
-
7 John Mace Road
-
£127k
-
99 John Mace Road
-
£283k
-
25 John Mace Road
-
£138k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN