1 Richmond Court, Beach Road, Barmouth, LL42 1LP

UPRN:10070272874Purpose Built Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: D (66)

Data freshness:Planning· 4mo agoOwnership· 1mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1 Richmond Court, Beach Road, Barmouth, LL42 1LP

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£164,000

£131k - £197kLow

Estimate

£164k

Range

£131k – £197k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

3.00%

Verdict

Derived from HomePortfolio scores

1 Richmond Court earns an INVESTIGATE rating with HP Score 67/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

70/ 100

High

Crime Score

45/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: -£395/mo
Cash on cash: -6.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.74 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£164,000

Rent Estimate (pcm)£600

Gross Yield3.00%

1y Growth-

3y Growth+4.9%

5y Growth+2.4%

10y Growth+4.3%

Last Sold Price£70,000 (2010-12-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL42 1LP

Approval Rate

-12mo

Development

low

C26/0126/00/LL
Newid defnydd tŷ gwesty/gwesty (Dosbarth defnydd C1) i lety gwyliau tymor byr (C6) Change of use of Guest House/ Hotel (Use class C1) to short-term holiday let Accommodation (C6)
Pending
C25/0880/00/DT
Estyniad i do'r annedd gyda sied ardd a sied storio. Roof extension to dwelling along with garden shed and storage shed.
Pending
C25/0865/00/LL
Adeiladu annedd newydd a dymchwel yr un presennol. The erection of a new dwelling and demolition of the existing.
Pending

View Planning Timeline