Llwyn Derw, Llanystumdwy, Criccieth, LL52 0LS

UPRN:10070338698End Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: E (41)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Llwyn Derw, Llanystumdwy, Criccieth, LL52 0LS

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£262,000

£236k - £288kMedium

Estimate

£262k

Range

£236k – £288k

Rent Estimate (pcm)

£850

£750 - £950

Monthly

£850

Yield

3.02%

Verdict

Derived from HomePortfolio scores

Llwyn Derw earns an INVESTIGATE rating with HP Score 73/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -28.8% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 10070338698· as of 10 Oct 2026
Rental economics0/40
gross yield 3.0%; range width penalty ×0.73
- valuation_snapshotsrent estimate 850/mo (range 750-950)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -929/mo, -109% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity12.9/15
31 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£253,000£388,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£337,500

At the asking price

Monthly rent£850/mo

Evidenced range £750-£950

Interest rate5.4%

Loan to value75%

Cash required: £109,425
Net cash flow: -£551/mo
Cash on cash: -6.0%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.75 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070338698Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 850/mo (range 750-950)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 850/mo (range 750-950)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£262,000

Rent Estimate (pcm)£850

Gross Yield3.02%

1y Growth-

3y Growth-12.9%

5y Growth-5.0%

10y Growth+1.8%

Last Sold Price£220,000 (2022-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1LL52 0LS

Approval Rate

-12mo

Development

low

C26/0252/41/DT
Cais i ddymchwel y modurdy presennol a chodi adeilad deulawr fel atodiad preswyl yn gysylltiedig i’r prif eiddo / Application to demolition existing garage and to build new two storey building as dwelling annex to existing main farm house.
Pending
C26/0237/41/DA
Cais diwygiad ansylweddol i ganiatad cynllunio C21/0420/41/LL er mwyn amnewid "ground source heat pump" i bwmp gwres aer ynghyd ag newidiadau mewnol / Application for a non-material amendment to planning permission C21/0420/41/LL to replace ground source heat pump with air source heat pump and internal alterations
Pending
C26/0236/41/RA
Cais i rhyddhau amod 6 o ganiatad(cynllun fforddiadwy) C25/0204/41/LL / Application to discharge condition 6(affordability plan) from planning consent C25/0204/41/LL
Pending

View Planning Timeline