6C South Snowdon Wharf, Porthmadog, LL49 9ND

UPRN:10070346175Flat/Maisonette1 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band BEPC: E (52)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

6C South Snowdon Wharf, Porthmadog, LL49 9ND

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£164,000

£147k - £180kMedium

Estimate

£164k

Range

£147k – £180k

Rent Estimate (pcm)

£650

£600 - £750

Monthly

£650

Yield

6.78%

Verdict

Derived from HomePortfolio scores

6C South Snowdon Wharf earns an INVESTIGATE rating with HP Score 78/100. Investment score 83/100 reflects strong fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

83/ 100

High

Crime Score

38/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 30% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +29.9% (MEDIUM), sold-comps +0.0%, £/sqft +0.0%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10070346175· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 18.5%· as of 27 Oct 2026
Rental economics10.5/40
gross yield 6.8%; range width penalty ×0.74; the estimate this rent rides on sits 30% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 650/mo (range 600-750)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 30% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -137/mo, -21% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 94 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
50 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£86,000£132,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£115,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£750

Interest rate5.4%

Loan to value75%

Cash required: £35,800
Net cash flow: £62/mo
Cash on cash: 2.1%
Score at this price: 23

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070346175Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 18.5%Valuation edge · as of 27 Oct 2026
valuation_snapshotsrent estimate 650/mo (range 600-750)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 30% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 650/mo (range 600-750)
Rental economics needs verification before you rely on it
sale estimate 30% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£164,000

Rent Estimate (pcm)£650

Gross Yield6.78%

1y Growth-

3y Growth-5.1%

5y Growth-0.1%

10y Growth+1.8%

Last Sold Price£122,000 (2013-11-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL49 9ND

Approval Rate

-12mo

Development

low

C26/0387/44/HY
Cais am arwyddion lefel uchel wedi'u goleuo ar y drychiadau blaen ac ochr dde, arwyddion taflunol wedi'u goleuo ar y drychiadau ochr dde ac ochr chwith, ac arwydd nad yw wedi'i goleuo ar y drychiad cefn / Application for Illuminated high level signs to front and right hand side elevations, illuminated projecting signs to right and left hand elevations and non illuminated sign to rear elevation
Pending
C26/0259/44/LL
Cais llawn i newid defnydd yr adeilad presennol i ddefnydd cymysg i gynnwys modurdy MOT(Defnydd B2) gyda gweddill yr adeilad yn cael ei ddefnyddio fel man storio a warysau (Defnydd B8) / Full planning application for the change of use of the existing building to a mixed use comprising of a MOT garage (B2 use class) with the remainder of the building to be used for storage and warehouse purposes (B8 use class)
Pending
C26/0240/44/DT
Cais arfaethedig am estyniad llanw umllawr ar fyngalo gydag estyniad i'r to / Proposed single storey infill extension to bungalow with an extension to roof
Pending

View Planning Timeline