Ael Y Bryn, Bwlchtocyn, Pwllheli, LL53 7BP

UPRN:10070348636Detached PropertyBeds -Built before 1900

FreeholdCouncil Tax: -EPC: F (22)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Ael Y Bryn, Bwlchtocyn, Pwllheli, LL53 7BP

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£473,000

£426k - £520kMedium

Estimate

£473k

Range

£426k – £520k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

2.42%

Verdict

Derived from HomePortfolio scores

Ael Y Bryn earns an INVESTIGATE rating with HP Score 75/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageHM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (Market estimate older than 120 days; not used (snapshot 2026-03-26, 230 days old))

What we could establish

Rental economics0/40
gross yield 2.4%; range width penalty ×0.77; rent estimate from a snapshot 230 days old (older than 120 days)
- valuation_snapshotsrent estimate 1400/mo (range 1250-1550)· as of 26 Mar 2026· rent estimate is stale; verify
Stress margin0/30
stressed cash flow -2,033/mo, -145% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity12.9/15
181 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£695,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,250-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £234,550
Net cash flow: -£1,376/mo
Cash on cash: -7.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.60 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070348636 - Market estimate older than 120 days; not usedValuation edge · as of 26 Mar 2026 · not used in the score
valuation_snapshotsrent estimate 1400/mo (range 1250-1550)Rental economics · as of 26 Mar 2026 · rent estimate is stale; verify
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
Market estimate older than 120 days; not used (snapshot 2026-03-26, 230 days old)
Valuation edge rests on a stale estimate
estimate for 10070348636 - Market estimate older than 120 days; not used

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate is stale: its market snapshot is past the age gate, so verify it before relying on the yield.
2. Get a current valuation before relying on the discount - the market estimate on file has expired.
Market estimate older than 120 days; not used (snapshot 2026-03-26, 230 days old)
3. Fill the valuation edge gap before relying on the score.
Market estimate older than 120 days; not used (snapshot 2026-03-26, 230 days old)
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£473,000

Rent Estimate (pcm)£1,400

Gross Yield2.42%

1y Growth-

3y Growth-3.4%

5y Growth+0.1%

10y Growth+2.7%

Last Sold Price£110,000 (1999-11-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL53 7BP

Approval Rate

-12mo

Development

low

C26/0234/39/LL
Cais llawn i ddymchwel tŷ preswyl ar wahan presennol a chodi ty preswyl unllawr newydd yn ei le ynghyd a chodi modurdy dwbl ar wahan a chreu mynedfa gerbydol newydd / Full application to demolish an existing detached residential dwelling and construction of new single storey replacement dwelling, creation of a new vehicular access and construction of a detached double garage.
Pending
C26/0175/39/TC
Cais am Dystysgrif Datblygiad Cyfreithlon ar gyfer parhau i ddefnyddio tir fel safle carafanau symudol a gwersylla wedi iddo gael ei ddefnyddio am gyfnod parhaus a di-dor o 10 mlynedd neu fwy. Application for a Lawful Development Certficate for the continuation of the use of land as a touring caravan and camping site having been used for a continuous and uninterrupted period of 10 years or more.
Pending
C26/0065/39/DT
Addasiadau ac estyniadau i’r adeilad presennol/ Alterations and extensions to the existing dwelling
Conditions

View Planning Timeline