Turnpike Cottage, Bethesda, Bangor, LL57 3LQ

UPRN:10070352210Detached BungalowBeds -Built before 1900

FreeholdCouncil Tax: Band CEPC: G (10)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Turnpike Cottage, Bethesda, Bangor, LL57 3LQ

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

14 of 21 sources

Sale Estimate

£206,000

£186k - £227kMedium

Estimate

£206k

Range

£186k – £227k

Rent Estimate (pcm)

£850

£750 - £900

Monthly

£850

Yield

14.57%

Verdict

Derived from HomePortfolio scores

Turnpike Cottage earns an INVESTIGATE rating with HP Score 80/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

74/ 100

High

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 66% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£69,995

At the asking price

Monthly rent£850/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £22,299
Net cash flow: £352/mo
Cash on cash: 19.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£206,000

Rent Estimate (pcm)£850

Gross Yield14.57%

1y Growth-

3y Growth+4.1%

5y Growth+4.0%

10y Growth+3.5%

Last Sold Price£165,000 (2021-11-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1LL57 3LQ

Approval Rate

-12mo

Development

low

C26/0329/16/RA
Cais ar gyfer rhyddhau amod 37 (adroddiad manwl ar waith archeolegol) ar ganiatâd cynllunio C22/0336/16/MW / Application to discharge condition 37 (detailed report on archaeological works) on planning permission C22/0336/16/MW
Pending
C26/0245/13/DT
Estyniad deulawr arfaethedig i gefn yr eiddo Proposed two store extension to the rear of property
Pending
C26/0223/13/RA
Cais i ryddhau Amod 4 (Cynllun Tirlunio) yn llawn o ganiatâd cynllunio C23/0547/13/LL ac i ryddhau y rhan sy’n weddill o’r amod fel a nodir yn y llythyr penderfyniad ar gais C25/0039/13/RA. Application to fully discharge condition 4 (Landscaping Plan) on application C23/0547/13/LL and discharge the remaining part of the condition as stated on the decision letter on application C25/0039/13/RA
Pending

View Planning Timeline