Cefn Mine, Rhydyclafdy, Pwllheli, LL53 8TS

UPRN:10070354428Detached HouseBeds -Built before 1900

Tenure: -Council Tax: Band GEPC: F (37)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Cefn Mine, Rhydyclafdy, Pwllheli, LL53 8TS

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£395,000

£316k - £474kLow

Estimate

£395k

Range

£316k – £474k

Rent Estimate (pcm)

£1,100

£950 - £1k

Monthly

£1,100

Yield

2.87%

Verdict

Derived from HomePortfolio scores

Cefn Mine earns an INVESTIGATE rating with HP Score 71/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£460,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £950-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £152,300
Net cash flow: -£791/mo
Cash on cash: -6.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.71 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£395,000

Rent Estimate (pcm)£1,100

Gross Yield2.87%

1y Growth-

3y Growth-3.4%

5y Growth+0.1%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL53 8TS

Approval Rate

-12mo

Development

low

C26/0274/40/DT
Adeiladu sied storio / Construction of storage shed
Pending
C25/0882/40/DT
Estyniad arfaethedig unllawr ochr i Tŷ Melinwr. Proposed single storey side extension to Miller’s House.
Conditions
C25/0792/40/DT
Estyniad unllawr cefn i'r eiddo ynghyd ag ymestyn cwrtil. Single storey rear extension to the property in addition to extending the curtilage.
Conditions

View Planning Timeline