Argoed, Penrhos, Pwllheli, LL53 7NF

UPRN:10070354822Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£538,000

£431k - £646kLow

Estimate

£538k

Range

£431k – £646k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

13.92%

Verdict

Derived from HomePortfolio scores

Argoed earns an INVESTIGATE rating with HP Score 74/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,250-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £582/mo
Cash on cash: 18.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£538,000

Rent Estimate (pcm)£1,450

Gross Yield13.92%

1y Growth-

3y Growth-3.4%

5y Growth+0.1%

10y Growth+2.7%

Last Sold Price£140,000 (1996-12-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL53 7NF

Approval Rate

-12mo

Development

low

C26/0157/40/DT
Estyniad newydd i’r llawr cyntaf, balconi newydd ac estyniad dau stori ar y cefn / New first floor extension, new balcony and two storey rear extension
Pending

View Planning Timeline