Gwern Y Genau, Arenig, Bala, LL23 7PB

UPRN:10070356812Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: F (38)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£1,078,000

£970k - £1.19MMedium

Estimate

£1.08M

Range

£970k – £1.19M

Rent Estimate (pcm)

£3,100

£3k - £4k

Monthly

£3,100

Yield

3.74%

Verdict

Derived from HomePortfolio scores

Gwern Y Genau earns an INVESTIGATE rating with HP Score 65/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£995,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£995,000

At the asking price

Monthly rent£3,100/mo

Evidenced range £2,650-£3,550

Interest rate5.4%

Loan to value75%

Cash required: £343,050
Net cash flow: -£1,212/mo
Cash on cash: -4.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.92 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,078,000

Rent Estimate (pcm)£3,100

Gross Yield3.74%

1y Growth-

3y Growth+5.3%

5y Growth-0.3%

10y Growth+3.7%

Last Sold Price£405,500 (2021-07-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL23 7PB

Approval Rate

-12mo

Development

low

View Planning Timeline

Ownership

Corporate Ownership79.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-07-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£25,179

Population Density4 /km²

Owner Occupied78%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Ysgol Bro Tryweryn
3.2 mi
-
Ysgol Godre'r Berwyn
5.1 mi
-
Ysgol Ysbyty Ifan
5.4 mi
-
Ysgol O.M. Edwards
6.0 mi
-

View All Schools

Comparables

View All

Gwern Y Genau
-
£406k
-
Haulfryn
-
£80k
-
Haulfryn
-
£55k
-
Isallt
-
£115k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN