4 Maes y Coed, Ffestiniog, Blaenau Ffestiniog, LL41 4PE

UPRN:10070364461Detached PropertyBeds -Built 2003-2006

FreeholdCouncil Tax: Band DEPC: C (76)

Data freshness:Listing· freshPlanning· 1mo agoEPC· 1mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

4 Maes y Coed, Ffestiniog, Blaenau Ffestiniog, LL41 4PE

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£226,000

£181k - £271kLow

Estimate

£226k

Range

£181k – £271k

Rent Estimate (pcm)

£650

£550 - £700

Monthly

£650

Yield

3.71%

Verdict

Derived from HomePortfolio scores

4 Maes y Coed earns an INVESTIGATE rating with HP Score 76/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.7%; range width penalty ×0.74
- valuation_snapshotsrent estimate 650/mo (range 550-700)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -538/mo, -83% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.3/15
78 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£210,000

At the asking price

Monthly rent£650/mo

Evidenced range £550-£700

Interest rate5.4%

Loan to value75%

Cash required: £66,000
Net cash flow: -£259/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.92 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 650/mo (range 550-700)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 650/mo (range 550-700)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£226,000

Rent Estimate (pcm)£650

Gross Yield3.71%

1y Growth-

3y Growth-0.3%

5y Growth+0.7%

10y Growth+4.9%

Last Sold Price£115,000 (2006-09-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1LL41 4PE

Approval Rate

100%12mo

Development

low

NP5/59/LB475Q
Discharge Conditions 3 (Stonework panel) and 9 (Assessment of noise impact) attached to Planning Permission NP5/59/LB475E dated 08/02/2024
Approved
NP5/59/353J
Removal of Section 106 Agreement attached to Planning Permission NP5/59/353B dated 13/03/2006 which restricts the use and occupation of the dwelling to a person employed or last employed in a regular business or profession within a thirty-mile radius of the dwelling
Approved
NP5/59/LB475P
Discharge Condition 6 (Details of stonework) attached to Listed Building Consent NP5/59/LB475F dated 02/02/2024
Conditions

View Planning Timeline