Vicarage, Abererch, Pwllheli, LL53 5YH

UPRN:10070365258Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (42)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

14 of 21 sources

Sale Estimate

£956,000

£908k - £1.00MHigh

Estimate

£956k

Range

£908k – £1.00M

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

3.35%

Verdict

Derived from HomePortfolio scores

Vicarage earns an INVESTIGATE rating with HP Score 79/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 10070365258· as of 10 Nov 2026
Rental economics0/40
gross yield 3.3%; range width penalty ×0.63
- valuation_snapshotsrent estimate 2650/mo (range 2250-3000)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,190/mo, -83% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 174 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
181 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£712,500£1,092,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,250-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£1,372/mo
Cash on cash: -5.1%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.83 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070365258Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 2650/mo (range 2250-3000)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2650/mo (range 2250-3000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 174 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£956,000

Rent Estimate (pcm)£2,650

Gross Yield3.35%

1y Growth-

3y Growth-3.4%

5y Growth+0.1%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL53 5YH

Approval Rate

-12mo

Development

low

C26/0287/40/RC
Diddymu Cytundeb Adran 106 sy'n rhwymo meddiannaeth yr eiddo i berson lleol yn unig ac a osodwyd a'r ganiatad Cynllunio C97D/0228/20/AM Discharge Section 106 Agreement that restricts the occupancy of the property to local persons only imposed on Planning permission C97D/0228/20/AM
Pending
C24/0601/40/LL
Codi adeilad newydd a gwaith allanol ar gyfer newidydd trydanol, generaduron a thanc tanwydd newydd. Ymestyn yr ystafell switsio bresennol, dymchwel yr adeilad presennol er mwyn caniatáu adeiladu adeilad newydd ar gyfer tanc dŵr newydd. Y cyfan er mwyn caniatáu ar gyfer datblygiad yr ysbyty yn y dyfodol. Construction of a new building and external works to house a new electrical transformer, generators and fuel tank. Extension of existing switch room, demolition of existing building to allow for a new building to be constructed to house a new water tank. All to allow for future development of the hospital
Conditions

View Planning Timeline