Flat 52, Block E, 12 Pollard Street, Manchester, M4 7AU

UPRN:10070397669Flat/Maisonette2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: -EPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 52, Block E, 12 Pollard Street, Manchester, M4 7AU

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£210,000

£189k - £231kMedium

Estimate

£210k

Range

£189k – £231k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.25%

Verdict

Derived from HomePortfolio scores

Flat 52 earns an INVESTIGATE rating with HP Score 78/100. Investment score 56/100 reflects moderate fundamentals. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

56/ 100

Moderate

Crime Score

No data

Walkability

85/ 100

Excellent

Transit & Bike

Transit 85Bike 52

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -14.3% (MEDIUM), sold-comps -13.7%, £/sqft -13.7%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10070397669· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.6%· as of 1 Nov 2026
Rental economics9.6/40
gross yield 6.2%; range width penalty ×0.96
- valuation_snapshotsrent estimate 1250/mo (range 1150-1300)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -290/mo, -23% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 57 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
279 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£180,000£276,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: £55/mo
Cash on cash: 0.9%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070397669Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.6%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 1250/mo (range 1150-1300)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1250/mo (range 1150-1300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 57 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£210,000

Rent Estimate (pcm)£1,250

Gross Yield6.25%

1y Growth+11.4%

3y Growth-9.8%

5y Growth-3.1%

10y Growth+3.3%

Last Sold Price£153,500 (2006-10-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M4 7AU

Approval Rate

-12mo

Development

low

OTH-2026-002083
Discharge of Conditions 4 (Travel Plan), 9 (Staff Parking) and 10 (Temporary Pedestrian Access Strategy) attached to planning permission 145585/FO/2026
Pending
OTH-2026-002058
Discharge of Condition 5 (Brickwork Sample) attached to Planning Permission PLA-2026-00357.
Pending
OTH-2026-002059
Discharge of Conditions 15b (Plant Noise), 17 (Noise Commercial), 18 (Hours Commercial), 19 (Fumes), 20 (Refuse Commercial) and 37 (Bar Restaurant Management) attached to Planning Permission 132489/FO/2021.
Pending

View Planning Timeline

Ownership

Corporate Ownership12.4%
Overseas OwnershipNo
Lease Term Remaining226 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2006-10-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density14,687 /km²

Owner Occupied32%

Age Distribution

0-15 3%16-64 96%65+ 1%

View Area Profile

Schools Nearby

St Anne's RC Primary School
0.2 mi
-
Co-op Academy New Islington
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Sol Christian Academy
0.3 mi
Good
Ashbury Meadow Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Block E, 12 Pollard Street
-
£250k
-
Block E, 12 Pollard Street
-
£236k
-
Block E, 12 Pollard Street
-
£203k
-
Block E, 12 Pollard Street
-
£177k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN