Flat 261, 2 Munday Street, Manchester, M4 7BG

UPRN:10070400893Purpose Built Flat2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band CEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 261, 2 Munday Street, Manchester, M4 7BG

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£233,000

£210k - £256kMedium

Estimate

£233k

Range

£210k – £256k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

6.61%

Verdict

Derived from HomePortfolio scores

Flat 261 earns an INVESTIGATE rating with HP Score 75/100. Investment score 53/100 reflects moderate fundamentals. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

53/ 100

Moderate

Crime Score

No data

Walkability

85/ 100

Excellent

Transit & Bike

Transit 82Bike 50

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -5.2% (MEDIUM), sold-comps -35.4%, £/sqft -35.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10070400893· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.5%· as of 24 Oct 2026
Rental economics12.9/40
gross yield 6.6% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 1350/mo (tenanted)· as of 6 Nov 2026
Stress margin0/30
stressed cash flow -367/mo, -27% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 252 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.9/15
279 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£184,000£282,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£245,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,300-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £77,200
Net cash flow: £108/mo
Cash on cash: 1.7%
Score at this price: 26

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070400893Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.5%Valuation edge · as of 24 Oct 2026
listing_factscontractual rent 1350/mo (tenanted)Rental economics · as of 6 Nov 2026
listing_factsservice charge / ground rent from the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligence

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Seller motivation could not be scored
context, not scored: 0 price cut(s), 252 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£233,000

Rent Estimate (pcm)£1,350

Gross Yield6.61%

1y Growth-33.2%

3y Growth-9.8%

5y Growth-3.1%

10y Growth+3.3%

Last Sold Price£230,000 (2018-01-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M4 7BG

Approval Rate

-12mo

Development

low

OTH-2026-002098
Discharge of conditions 4 (Programme of archaeological works) and 22 (Black Redstarts Protection) attached to planning permission PLA-2026-000266.
Pending
OTH-2026-002058
Discharge of Condition 5 (Brickwork Sample) attached to Planning Permission PLA-2026-00357.
Pending
OTH-2026-002059
Discharge of Conditions 15b (Plant Noise), 17 (Noise Commercial), 18 (Hours Commercial), 19 (Fumes), 20 (Refuse Commercial) and 37 (Bar Restaurant Management) attached to Planning Permission 132489/FO/2021.
Pending

View Planning Timeline

Ownership

Corporate Ownership12.4%
Overseas OwnershipNo
Lease Term Remaining136 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2018-01-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density7,448 /km²

Owner Occupied45%

Age Distribution

0-15 7%16-64 90%65+ 3%

View Area Profile

Schools Nearby

St Anne's RC Primary School
0.2 mi
-
Co-op Academy New Islington
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Sol Christian Academy
0.5 mi
Good
St Patrick's RC Primary School, a Voluntary Academy
0.6 mi
Inspected as St Patrick's RC Primary School (URN 105535) on 16 Nov 2021

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Milliner'S Wharf, 2 Munday Street
-
£210k
-
Milliner'S Wharf, 2 Munday Street
-
£151k
-
Milliner'S Wharf, 2 Munday Street
-
£255k
-
Milliner'S Wharf, 2 Munday Street
-
£263k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN