84C Jerningham Road, London, SE14 5NW

UPRN:10070494513Converted Flat3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band CEPC: C (70)

Data freshness:Listing· freshOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£547,000

£520k - £575kHigh

Estimate

£547k

Range

£520k – £575k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

7.64%

Verdict

Derived from HomePortfolio scores

84C Jerningham Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

87/ 100

Excellent

Transit & Bike

Transit 66Bike 78

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10070494513· as of 9 Nov 2026
Rental economics19.9/40
gross yield 7.6%; range width penalty ×0.94
- valuation_snapshotsrent estimate 3500/mo (range 3250-3700)· as of 9 Nov 2026· verify before relying on this
Stress margin3.5/30
stressed cash flow +122/mo, +3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 80 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity14.6/15
159 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £426,000

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,250-£3,700

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £567/mo
Cash on cash: 3.7%
Score at this price: 38

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070494513Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 3500/mo (range 3250-3700)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3500/mo (range 3250-3700)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £426,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£547,000

Rent Estimate (pcm)£3,500

Gross Yield7.64%

1y Growth-

3y Growth-1.5%

5y Growth-2.4%

10y Growth+1.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3SE14 5NW

Approval Rate

50%12mo

Development

low

DC/26/146014
REAR: ONE Poplar (T1)(ht.18m) FELLED by storm. Reason: this huge tree fell over 8 rear gardens by Storm Austen.
Pending
DC/26/145993
Schedule 1 application for a Lawful Development Certificate (Existing) submitted under Section 191 of the Town and Country Planning Act 1990 (as amended) for the use of property as a large HMO (Use Class Sui Generis) at 123A New Cross Road, SE14.
Pending
DC/26/145981
Schedule 1 application single storey side-infill & rear extension and all associated works to the ground floor flat at 4 Avignon Road, SE4
Pending

View Planning Timeline

Ownership

Corporate Ownership62.5%
Overseas OwnershipNo
Lease Term Remaining101 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,505

Population Density11,811 /km²

Owner Occupied36%

Age Distribution

0-15 11%16-64 83%65+ 6%

View Area Profile

Schools Nearby

Haberdashers' Hatcham College
0.2 mi
Inspected as Monson Primary School (URN 100697) on 16 Jan 2008
Edmund Waller Primary School
0.2 mi
Good
Haberdashers' Hatcham Free School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St James's Hatcham Church of England Primary School
0.3 mi
Inspected as St James's Hatcham Church of England Primary School (URN 100727) on 5 May 2023

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

52 Jerningham Road
-
£495k
-
52 Jerningham Road
-
£495k
-
52 Jerningham Road
-
£465k
-
46 Jerningham Road
-
£1.66M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN