4 Mill Bank, Low Hesket, Carlisle, CA4 0HJ

UPRN:10070519592-Beds -Built 1983-1990

Tenure: -Council Tax: Band BEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

4 Mill Bank, Low Hesket, Carlisle, CA4 0HJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£253,000

£202k - £303kLow

Estimate

£253k

Range

£202k – £303k

Rent Estimate (pcm)

-- - --

Verdict

Derived from HomePortfolio scores

4 Mill Bank earns an INVESTIGATE rating with HP Score 57/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

16/ 100

Low

Transit & Bike

Transit 15Bike 5

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)
headline score requires rental_economics (no rent estimate available)

What we could establish

Risk & liquidity9.3/15
123 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Evidence

Where every number comes from

portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics could not be scored
no rent estimate available

Plan

Before you offer

1. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
2. Fill the rental economics gap before relying on the score.
no rent estimate available
3. Fill the stress margin gap before relying on the score.
no rent to stress
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£253,000

Rent Estimate (pcm)-

Gross Yield-

1y Growth-

3y Growth+5.1%

5y Growth+4.2%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CA4 0HJ

Approval Rate

-12mo

Development

low

2026/0175/TPO
Works to trees subject to Tree Preservation Order: TPO4-G1. Lime & Beech - remove the epicormic shoots from the trunk of the trees and crown lift to a height of 5.5m to improve access and view for vehicles.
Rejected
2025/1503/HOU
Replacement of existing two storey extension with single storey extension on south elevation.
Conditions
2025/0635/HOU
Retrospective application for new timber boundary fence adjacent to the highway.
Rejected

View Planning Timeline

Ownership

Corporate Ownership83.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density-

Owner Occupied77%

Age Distribution

0-15 14%16-64 59%65+ 27%

View Area Profile

Schools Nearby

High Hesket CofE School
1.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Wreay Church of England Primary School
2.3 mi
Good
Armathwaite School
2.6 mi
Good
Ivegill CofE School
3.1 mi
Good

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Mill Bank
-
£270k
-
7 Mill Bank
-
£140k
-
1 Mill Bank
-
£225k
-
6 Mill Bank
-
£135k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN