Rest A Wyle, Carleton Village, Penrith, CA11 8TP

UPRN:10070520555End Terrace House1 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: E (48)

Data freshness:Listing· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Rest A Wyle, Carleton Village, Penrith, CA11 8TP

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£161,000

£153k - £170kHigh

Estimate

£161k

Range

£153k – £170k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

1.81%

Verdict

Derived from HomePortfolio scores

Rest A Wyle earns an INVESTIGATE rating with HP Score 67/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

23/ 100

Low

Transit & Bike

Transit 41Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

7 live new-build plots advertised against one placeholder UPRN (£283,000-£488,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£430,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £141,800
Net cash flow: -£1,001/mo
Cash on cash: -8.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.45 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£161,000

Rent Estimate (pcm)£650

Gross Yield1.81%

1y Growth+8.3%

3y Growth-2.4%

5y Growth+1.6%

10y Growth+2.5%

Last Sold Price£145,000 (2023-07-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

3CA11 8TP

Approval Rate

100%12mo

Development

low

2026/1934/OPA
Outline application for the demolition of the existing structures present on site and erection of 11 self-contained homes, with associated works, with appearance as a reserved matter.
Pending
2026/1949/NMA
Non Material Amendment for addition of 2 windows to the west elevation attached to approval 22/0868.
Approved
2026/1917/DISC
Application for the approval of details reserved by conditions 21 (HMMP) 23 (Plan for enhancements for priority and notable species) and 25 (BNG gain plan) attached to planning permission 2025/2472/FPA
Pending

View Planning Timeline