Richmond, Orton Hall, Orton, Penrith, CA10 3RF

UPRN:10070529201Flat/Maisonette4 bedsBuilt before 1900

LeaseholdCouncil Tax: Band DEPC: F (32)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Richmond, Orton Hall, Orton, Penrith, CA10 3RF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£220,000

£176k - £264kLow

Estimate

£220k

Range

£176k – £264k

Rent Estimate (pcm)

£650

£600 - £750

Monthly

£650

Yield

1.84%

Verdict

Derived from HomePortfolio scores

Richmond earns an INVESTIGATE rating with HP Score 60/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

18/ 100

Low

Transit & Bike

Transit 33Bike 5

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£750

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£984/mo
Cash on cash: -8.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.45 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£220,000

Rent Estimate (pcm)£650

Gross Yield1.84%

1y Growth-

3y Growth-1.9%

5y Growth+1.0%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2CA10 3RF

Approval Rate

100%12mo

Development

low

E/11/2A
Householder planning permission for erection of a two-storey South gable residential extension (56 sq. m) and a single-storey double carport on the North gable (38 sq. m) to provide sheltered, level home access and relocation of the oil tank
Pending
E/11/97/OH
Notification under Reg 5 of the Overhead Lines (Exemption) Regulations 2009 to relocate 1no. pole within an existing above ground electric line (Ref: LRC/ MS/N -4701)
Approved
E/11/23D/GPDO
Prior approval under Schedule 2, Part 6 of the Town & Country Planning (General Permitted Development Order) (England) 2015 for a proposed beef shed and slurry store
Approved

View Planning Timeline

Ownership

Corporate Ownership87%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density12 /km²

Owner Occupied76%

Age Distribution

0-15 14%16-64 60%65+ 26%

View Area Profile

Schools Nearby

Orton CofE School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Tebay Primary School
2.3 mi
Good
Crosby Ravensworth CofE School
4.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Asby Endowed School
4.9 mi
Good

0 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Orton Hall
-
£160k
-
Orton Hall
-
£160k
-
Orton Hall
-
£85k
-
Orton Hall
-
£119k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN