Church Gate, Bolton, Appleby-in-Westmorland, CA16 6AL

UPRN:10070529423Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Church Gate, Bolton, Appleby-in-Westmorland, CA16 6AL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£392,000

£313k - £470kLow

Estimate

£392k

Range

£313k – £470k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

12.00%

Verdict

Derived from HomePortfolio scores

Church Gate earns an INVESTIGATE rating with HP Score 67/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (15/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

15/ 100

Low

Transit & Bike

Transit 21Bike 6

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 69% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £426/mo
Cash on cash: 13.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£392,000

Rent Estimate (pcm)£1,200

Gross Yield12.00%

1y Growth-

3y Growth+3.0%

5y Growth+0.9%

10y Growth+2.5%

Last Sold Price£25,000 (1999-10-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2CA16 6AL

Approval Rate

100%12mo

Development

low

2026/1968/FPA
Replacement building and associated landscaping on the current site of the nursery.
Pending
2026/1072/FPA
Change of use of existing attached garage from ancillary residential use within Use Class C3 to a dog-grooming salon (sui generis).
Conditions
2026/0619/NMA
Non Material Amendment for a reduction in size and design changes to the extension, attached to approval 20/0226 (Extension to Memorial Hall, change of use of annexe to domestic dwelling and change of use of part playing field to car park).
Approved

View Planning Timeline

Ownership

Corporate Ownership73.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-10-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density-

Owner Occupied75%

Age Distribution

0-15 13%16-64 54%65+ 33%

View Area Profile

Schools Nearby

Bolton Primary School
0.3 mi
GoodConcerns
Kirkby Thore School
1.7 mi
Inspected as Kirkby Thore School (URN 112181) on 8 Mar 2023
Long Marton School
1.8 mi
Good
Morland Area CofE Primary School
2.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

0 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Clifford House
-
£430k
-
Pigeon Point
-
£390k
-
Garth View
-
£400k
-
Garth View
-
£365k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN