1 Jubilee Gardens, Stainton, Penrith, CA11 0FS

UPRN:10070547658Detached HouseBeds -Built 2022

FreeholdCouncil Tax: Band EEPC: A (102)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

1 Jubilee Gardens, Stainton, Penrith, CA11 0FS

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£311,000

£249k - £373kLow

Estimate

£311k

Range

£249k – £373k

Rent Estimate (pcm)

£1,100

£950 - £1k

Monthly

£1,100

Yield

2.84%

Verdict

Derived from HomePortfolio scores

1 Jubilee Gardens earns an INVESTIGATE rating with HP Score 64/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 35Bike 8

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£465,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £950-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £154,050
Net cash flow: -£808/mo
Cash on cash: -6.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.70 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£311,000

Rent Estimate (pcm)£1,100

Gross Yield2.84%

1y Growth-11.1%

3y Growth-2.4%

5y Growth+1.6%

10y Growth+2.5%

Last Sold Price£350,000 (2023-08-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA11 0FS

Approval Rate

-12mo

Development

low

2026/2021/DISC
Application for the approval of details reserved by condition 3 (landscape works) attached to approval 2026/0801/FPA.
Pending
2026/2020/DISC
Application for the approval of details reserved by conditions 5 (surface water drainage plan), 6 (carriageway, footway, footpath & cycle ways), 7 (vehicle turning space), 8 (CEMP), 9 (ecological mitigation measures), 10 (construction method statement) and 11 (archeological scheme of investigation) attached to approval 20/0134
Pending
2026/1953/NMA
Non - material amendment to change description of proposal from "Demolition of redundant industrial building and construction of Class B2 industrial building and roof water drainage system" to "construction of Class B2 industrial building and roof water drainage system"attached to approval 2026/0123/FPA.
Approved

View Planning Timeline

Ownership

Corporate Ownership73.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-08-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density49 /km²

Owner Occupied78%

Age Distribution

0-15 14%16-64 57%65+ 29%

View Area Profile

Schools Nearby

Stainton CofE Primary School
0.2 mi
Good
Yanwath Primary School
1.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Queen Elizabeth Grammar School Penrith
1.9 mi
Good
North Lakes School
2.0 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Jubilee Gardens
-
£375k
-
35 Jubilee Gardens
-
£555k
-
15 Jubilee Gardens
-
£499k
-
27 Jubilee Gardens
-
£495k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN