Flat at 37, 35–37 Holderness Road, Hull, HU8 7NE

UPRN:10070554262Flat/MaisonetteBeds -Built 1930-1949

Tenure: -Council Tax: -EPC: D (61)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat at 37, 35–37 Holderness Road, Hull, HU8 7NE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£82,000

£65k - £98kLow

Estimate

£82k

Range

£65k – £98k

Rent Estimate (pcm)

£450

£400 - £450

Monthly

£450

Yield

1.09%

Verdict

Derived from HomePortfolio scores

Flat at 37 earns an INVESTIGATE rating with HP Score 65/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

65/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Transit 28Bike 80

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£495,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £164,550
Net cash flow: -£1,359/mo
Cash on cash: -9.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.27 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£82,000

Rent Estimate (pcm)£450

Gross Yield1.09%

1y Growth-

3y Growth+5.3%

5y Growth+2.3%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HU8 7NE

Approval Rate

-12mo

Development

low

26/01057/CONDET
Discharge of conditions relating to approval No 24/00968/FULL.
Conditions
26/01011/PD
Permitted development enquiry
Pending
26/01003/CONDET
Discharge of conditions for 26/00697/FULL - Change of Use from a motorcycle repair, servicing and MOT workshop, Use Class B2, to Class B8 (Storage and Distribution) and external Alterations including the Insertion of a New Roller Shutter Door and Associated Changes - condition 5 and 6
Pending

View Planning Timeline