Flat 7, Chapel Gardens, 39–45 Chapel Street, Luton, LU1 5DA
UPRN:10070558166Flat/MaisonetteBeds -Built 2007-2011
Tenure: -Council Tax: -EPC: C (78)
Data freshness:Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T08:58:40.968035+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:42:46.607931+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
59
/ 100
Mixed
Verdict
today
- Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sourcesSale Estimate
£135,000
£108k - £162kLow
Estimate
£135k
Range
£108k – £162k
Rent Estimate (pcm)
£800
£750 - £850
Monthly
£800
Yield
7.11%
Verdict
Derived from HomePortfolio scores
Flat 7 earns an INVESTIGATE rating with HP Score 59/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
59
HP Score
59/ 100
Mixed
66
Investment Score
66/ 100
Moderate
100
Crime Score
100/ 100
Elevated
97
Walkability
97/ 100
Excellent
Transit & Bike
Transit 43Bike 46
Walk Score, out of 100
Valuation & Market
Sale Estimate£135,000
Rent Estimate (pcm)£800
Gross Yield7.11%
1y Growth-
3y Growth+0.1%
5y Growth-0.5%
10y Growth+3.9%
Last Sold Price-
Risk Overview
- Flood RiskUnknown
- SubsidenceModerate
- RadonLow
- MiningLow
- LandslideLow
- Air QualityLow
- NoiseModerate
Planning Activity
Recent Apps
0LU1 5DA
Approval Rate
-12mo
Development
low
- Pending26/01082/LAWECertificate of Lawfulness of existing use- Change of use of the basement to a one bed self contained flat.
- Pending26/01072/DOCErection of a two bedroom attached dwelling house. Discharge of conditions 3 (Construction Method Statement), 5 (Habitat Management and Monitoring Plan), 6 (Materials), 7 (Surfacing and Drainage of Hardstanding), 8 (Hard and Soft Landscaping) and 9 (Boundary Treatment) of Planning permission 26/00036/FUL dated 10 September 2026.
- Pending26/01066/DOCDemolition of existing dwelling No. 4 Seymour Avenue and existing garage block to the west of the site and the erection of two and half storey building to provide 3 flats (2 x 2 bed and 1 x1 bed) with associated amenity space and surface parking area. Discharge of conditions 12 (Contamination) and 13 (Verification Report) of Planning permission 25/00548/FUL dated 21 November 2025.
Ownership
- Corporate Ownership59.4%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease Type-
- Last Ownership Change-
- SourceLand Registry
Connectivity
Broadband (Standard)
17 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-
Area Profile
Median EarningsLocal authority£28,741
Population Density9,101 /km²
Owner Occupied5%
Age Distribution
0-15 27%16-64 67%65+ 6%
Schools Nearby
- Chapel Street Nursery School0.1 miGood
- Rothesay Nursery School0.2 miReport card2026
Ofsted no longer awards a single overall grade.
- -University of Bedfordshire0.3 mi
- Hillborough Junior School0.3 miOutstanding
3 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.
Comparables
- Chapel Street Student Accommodation, 21 - 25 Chapel Street-£28k-
- Chapel Street Student Accommodation, 21 - 25 Chapel Street-£33k-
- Chapel Street Student Accommodation, 21 - 25 Chapel Street-£80k-
- Chapel Street Student Accommodation, 21 - 25 Chapel Street-£15k-