86 Charles Street, Tredegar, NP22 4AF

UPRN:10070620236Detached Bungalow1 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (54)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£205,000

£164k - £246kLow

Estimate

£205k

Range

£164k – £246k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

14.25%

Verdict

Derived from HomePortfolio scores

86 Charles Street earns an INVESTIGATE rating with HP Score 69/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

33/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £388/mo
Cash on cash: 18.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£205,000

Rent Estimate (pcm)£950

Gross Yield14.25%

1y Growth-1.4%

3y Growth+1.3%

5y Growth+3.4%

10y Growth+4.3%

Last Sold Price£25,000 (2004-06-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0NP22 4AF

Approval Rate

-12mo

Development

low

P/2026/0125
Application for Tree Works to T1-T20 protected by TPO BG26. Works include removal of deadwood and canopy lifting to 2.5 meters above pedestrian areas and 5.2 meters above vehicular access routes.
Pending
P/2026/0120
Application for discharge of condition 3 (contamination report) of planning permission P/2025/0059 (Construction of new detached dwelling with associated parking and garden. Widening of existing lane)
Pending
P/2026/0112
Replacement extension to rear of dwelling (in lieu of existing extension, to be demolished as part of works) and associated works. Widen drive opening for improved parking provision to front.
Pending

View Planning Timeline