Apartment 120, Abito, 4 Clippers Quay, Salford, M50 3BL

UPRN:10070744657Purpose Built Flat1 bedsBuilt 2007-2011

LeaseholdCouncil Tax: -EPC: D (61)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 120, Abito, 4 Clippers Quay, Salford, M50 3BL

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£95,000

£90k - £100kHigh

Estimate

£95k

Range

£90k – £100k

Rent Estimate (pcm)

£650

£600 - £650

Monthly

£650

Yield

9.51%

Verdict

Derived from HomePortfolio scores

Apartment 120 earns an INVESTIGATE rating with HP Score 77/100. Investment score 65/100 reflects moderate fundamentals. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

No data

Walkability

71/ 100

High

Transit & Bike

Transit 100Bike 50

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +13.7% (HIGH), sold-comps -6.5%, £/sqft -5.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10070744657· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.3%· as of 29 Oct 2026
Rental economics40/40
gross yield 11.7% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 800/mo (tenanted)· as of 3 Nov 2026
Stress margin14/30
stressed cash flow +112/mo, +14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 30 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.5/15
139 sales/12mo in area; valuation range width 11%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £80,000

£61,500£94,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£82,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£650

Interest rate5.4%

Loan to value75%

Cash required: £25,900
Net cash flow: £173/mo
Cash on cash: 8.0%
Score at this price: 68

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070744657Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.3%Valuation edge · as of 29 Oct 2026
listing_factscontractual rent 800/mo (tenanted)Rental economics · as of 3 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Stress margin needs verification before you rely on it
costs not disclosed by the advert
Seller motivation could not be scored
context, not scored: 1 price cut(s), 30 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
2. Set your walk-away price before viewing - above £80,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£95,000

Rent Estimate (pcm)£650

Gross Yield9.51%

1y Growth-2.8%

3y Growth-2.2%

5y Growth-0.5%

10y Growth+3.8%

Last Sold Price£77,500 (2016-03-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M50 3BL

Approval Rate

-12mo

Development

low

120340/CND/26
Application for approval of details reserved by conditions of grant of planning permission 119716/FUL/26. Conditon numbers: 5 (acoustic barrier to south boundary) and 8 (Noise Management Plan).
Pending
120208/CND/26
Application for approval of details reserved by conditions of grant of planning permission 110695/FUL/23. Condition numbers 3 (External Material - partial discharge); 5 (Glazed Entrance); 13 (Method Statement); 15 (Soft Landscaping)
Pending
PA/2026/1349
Application for a lawful development certificate for existing use as a 3 bedroom 3 person House in Multiple Occupation (HMO) (use class C4)
Pending

View Planning Timeline

Ownership

Corporate Ownership7%
Overseas OwnershipNo
Lease Term Remaining132 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-03-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,495

Population Density-

Owner Occupied17%

Age Distribution

0-15 6%16-64 91%65+ 3%

View Area Profile

Schools Nearby

Thompsons Academy trading as Navigators
0.2 mi
-
Oasis Academy MediaCityUK
0.5 mi
Report card2025
Ofsted no longer awards a single overall grade.
St Joseph's RC Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
AldridgeUTC@MediaCityUK
0.7 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Abito, 4 Clippers Quay
-
£82k
-
Abito, 4 Clippers Quay
-
£90k
-
Abito, 4 Clippers Quay
-
£96k
-
Abito, 4 Clippers Quay
-
£105k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN