54 Phelps Road, Plymouth, PL1 4FY

UPRN:10070769349Purpose Built Flat2 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band BEPC: C (79)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£140,000

£133k - £147kHigh

Estimate

£140k

Range

£133k – £147k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

4.71%

Verdict

Derived from HomePortfolio scores

54 Phelps Road earns an INVESTIGATE rating with HP Score 61/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

76/ 100

Elevated

Walkability

75/ 100

High

Transit & Bike

Transit 35Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: -£92/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£140,000

Rent Estimate (pcm)£550

Gross Yield4.71%

1y Growth-

3y Growth-2.2%

5y Growth-2.5%

10y Growth+0.6%

Last Sold Price£122,000 (2021-04-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PL1 4FY

Approval Rate

-12mo

Development

low

26/01479/HHR
Pre-application to build on top of my garage to create a two bedroomed flat
Pending
26/01459/FUL
Hardstanding and associated works
Pending
26/01435/LBC
Removal of existing cast iron suction pipe assembly within the West Main Dock Pump Well and for the development of future replacement pumping infrastructure
Pending

View Planning Timeline

Ownership

Corporate Ownership50.1%
Overseas OwnershipNo
Lease Term Remaining105 yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-04-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,992

Population Density13,425 /km²

Owner Occupied33%

Age Distribution

0-15 22%16-64 70%65+ 8%

View Area Profile

Schools Nearby

Marlborough Primary Academy
0.1 mi
Good
St Joseph's Catholic Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Mount Wise Community Primary School
0.3 mi
Good
UTC Plymouth
0.4 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

36 Phelps Road
-
£248k
-
14 Phelps Road
-
£155k
-
74 Phelps Road
-
£150k
-
16 Phelps Road
-
£145k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN