The Forge, Ladds Lane, Chippenham, SN15 3JR

UPRN:10070779373End Terrace House2 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band CEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

The Forge, Ladds Lane, Chippenham, SN15 3JR

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£235,000

£224k - £247kHigh

Estimate

£235k

Range

£224k – £247k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

5.48%

Verdict

Derived from HomePortfolio scores

The Forge earns an INVESTIGATE rating with HP Score 78/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

90/ 100

Excellent

Transit & Bike

Transit 23Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: -£49/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£235,000

Rent Estimate (pcm)£1,050

Gross Yield5.48%

1y Growth-

3y Growth-1.1%

5y Growth+1.7%

10y Growth+2.9%

Last Sold Price£152,000 (2015-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SN15 3JR

Approval Rate

-12mo

Development

low

PL/2026/06983
Application For Additional Storey Incorporating Mansard Roof To Comprise 4no. Flats And Associated Works.
Pending
PL/2026/06909
G1. Poplar group consisting of five trees. • Reduce tallest tree in group by 10m and reduce remaining to same height. • Reduce eccentric lateral over car park by 40%
Pending
PL/2026/06740
See attached tree survey
Pending

View Planning Timeline

Ownership

Corporate Ownership65.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,873

Population Density3,702 /km²

Owner Occupied43%

Age Distribution

0-15 16%16-64 66%65+ 18%

View Area Profile

Schools Nearby

Charter Primary School
0.3 mi
Inspected as Charter Primary School (URN 126292) on 9 Jul 2024
Monkton Park Primary School
0.4 mi
-
Wiltshire College and University Centre
0.4 mi
-
Ivy Lane Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Josephs Terrace Ladds Lane
-
£290k
-
9 Ladds Lane
-
£638k
-
8 Ladds Lane
-
£375k
-
8 Ladds Lane
-
£340k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN