15 Mill Gardens, Great Harwood, Blackburn, BB6 7FN

UPRN:10070886103Semi-Detached House3 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band CEPC: B (83)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

15 Mill Gardens, Great Harwood, Blackburn, BB6 7FN

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£223,000

£212k - £234kHigh

Estimate

£223k

Range

£212k – £234k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.82%

Verdict

Derived from HomePortfolio scores

15 Mill Gardens earns an INVESTIGATE rating with HP Score 79/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

81/ 100

High

Transit & Bike

Transit 22Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: £123/mo
Cash on cash: 2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.68 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£223,000

Rent Estimate (pcm)£1,250

Gross Yield6.82%

1y Growth-3.7%

3y Growth-3.9%

5y Growth-1.6%

10y Growth+0.3%

Last Sold Price£175,000 (2010-08-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB6 7FN

Approval Rate

-12mo

Development

low

11/26/0483
Works to TPO: 1997 No.5 (W1) - Sycamore - removal of low overhanging branch, 1.5m crown reduction, 3.5m-4m crown lift, crown thinning of no more than 10%, removal of deadwood and epicormic growth
Pending
11/26/0472
Householder: Erection of single storey rear extension
Pending
11/26/0471
Full: Replacement of 10No. UPVC Windows to north and west elevations, including 2No. aluminum framed fire rated window to improve existing first floor escape provision
Pending

View Planning Timeline

Ownership

Corporate Ownership49.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-08-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,647

Population Density1,076 /km²

Owner Occupied79%

Age Distribution

0-15 20%16-64 64%65+ 16%

View Area Profile

Schools Nearby

Great Harwood St Bartholomew's Parish Church of England Voluntary Aided Primary School
0.2 mi
Good
St Hubert's Roman Catholic Primary School, Great Harwood
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Great Harwood St John's Church of England Primary School
0.5 mi
Good
Great Harwood Primary School
0.6 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Mill Gardens
-
£195k
-
2 Mill Gardens
-
£255k
-
22 Mill Gardens
-
£195k
-
6 Mill Gardens
-
£195k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN