1C Savoy Street, Accrington, BB5 0BW

UPRN:10070896595Semi-Detached House3 bedsBuilt 2023

FreeholdCouncil Tax: Band BEPC: B (83)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£180,000

£171k - £189kHigh

Estimate

£180k

Range

£171k – £189k

Rent Estimate (pcm)

£1,000

£900 - £1k

Monthly

£1,000

Yield

7.27%

Verdict

Derived from HomePortfolio scores

1C Savoy Street earns an INVESTIGATE rating with HP Score 65/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

70/ 100

High

Crime Score

66/ 100

Elevated

Walkability

73/ 100

High

Transit & Bike

Transit 32Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £900-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £135/mo
Cash on cash: 3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£180,000

Rent Estimate (pcm)£1,000

Gross Yield7.27%

1y Growth+11.9%

3y Growth+6.4%

5y Growth+4.6%

10y Growth+3.7%

Last Sold Price£150,995 (2023-11-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB5 0BW

Approval Rate

-12mo

Development

low

11/26/0449
Householder: Erection of single storey front and rear extension, front porch, three front dormers and alterations to boundary treatment
Pending
11/26/0457
Householder: Proposed conversion of existing garage into accessible bathroom
Pending
11/26/0462
Householder: Erection of single storey rear and side extension with porch and garage conversion
Pending

View Planning Timeline

Ownership

Corporate Ownership64.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-11-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,647

Population Density6,714 /km²

Owner Occupied50%

Age Distribution

0-15 30%16-64 63%65+ 7%

View Area Profile

Schools Nearby

Sacred Heart Roman Catholic Primary School, Church
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Oswaldtwistle St Paul's Church of England Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Oswaldtwistle School
0.3 mi
-
Fairfield Nursery School
0.4 mi
GoodConcerns

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Savoy Street
-
£145k
-
6 Savoy Street
-
£145k
-
4 Savoy Street
-
£141k
-
1B Savoy Street
-
£181k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN