10 Silver Birch Close, Lostock, Bolton, BL6 4GF

UPRN:10070915196Detached HouseBeds -Built 2007-2011

LeaseholdCouncil Tax: Band FEPC: C (80)

Data freshness:Listing· freshPrice Paid· freshEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

10 Silver Birch Close, Lostock, Bolton, BL6 4GF

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£607,000

£546k - £668kMedium

Estimate

£607k

Range

£546k – £668k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

6.91%

Verdict

Derived from HomePortfolio scores

10 Silver Birch Close earns an INVESTIGATE rating with HP Score 62/100. Investment score 59/100 reflects moderate fundamentals. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

No data

Walkability

22/ 100

Low

Transit & Bike

Transit 13Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£495,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,600-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £164,550
Net cash flow: £302/mo
Cash on cash: 2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.71 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£607,000

Rent Estimate (pcm)£2,850

Gross Yield6.91%

1y Growth-

3y Growth-0.4%

5y Growth+2.0%

10y Growth+3.4%

Last Sold Price£419,950 (2011-11-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2BL6 4GF

Approval Rate

-12mo

Development

low

01887/26
DEMOLITION AND ERECTION OF 1 NO. DWELLING
Pending
01874/26
DEMOLITION OF EXISTING DWELLING AND ERECTION OF 1 NO. DWELLING
Pending
01845/26
DISCHARGE OF CONDITIONS 3(WATER MAINS), CONDITION 9(DRAINAGE SCHEME) AND CONDITION 11(HMMP) ON APPLICATION 20163/25
Pending

View Planning Timeline

Ownership

Corporate Ownership61.9%
Overseas OwnershipNo
Lease Term Remaining233 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2011-11-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density727 /km²

Owner Occupied92%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Claypool Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Joseph's RC High School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Mary's RC Primary School
0.9 mi
Good
Chorley New Road Primary Academy
0.9 mi
Good

6 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Silver Birch Close
-
£565k
-
38 Silver Birch Close
-
£460k
-
50 Silver Birch Close
-
£250k
-
3 Silver Birch Close
-
£470k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN