4 Bluebell Close, Bolton, BL2 3PF

UPRN:10070925807Semi-Detached House3 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band CEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£316,000

£300k - £332kHigh

Estimate

£316k

Range

£300k – £332k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

8.60%

Verdict

Derived from HomePortfolio scores

4 Bluebell Close earns an INVESTIGATE rating with HP Score 70/100. Investment score 52/100 reflects moderate fundamentals. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

No data

Walkability

64/ 100

Moderate

Transit & Bike

Transit 25Bike 33

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +5.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10070925807· as of 9 Oct 2026
Rental economics28.8/40
gross yield 8.6%; range width penalty ×1.00
- valuation_snapshotsrent estimate 2150/mo (range 2050-2250)· as of 9 Oct 2026· verify before relying on this
Stress margin7.8/30
stressed cash flow +168/mo, +8% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
450 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £255,000

£225,000£345,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £2,050-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £476/mo
Cash on cash: 5.9%
Score at this price: 51

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070925807Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2150/mo (range 2050-2250)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2150/mo (range 2050-2250)
Stress margin needs verification before you rely on it
service charge / ground rent from the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £255,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£316,000

Rent Estimate (pcm)£2,150

Gross Yield8.60%

1y Growth-

3y Growth+5.0%

5y Growth+5.6%

10y Growth+4.9%

Last Sold Price£185,000 (2017-09-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL2 3PF

Approval Rate

-12mo

Development

low

01908/26
FELLING OF 1 NO. SILVER BIRCH
Pending
01899/26
VARIATION OF CONDITIONS 2 (APPROVED PLANS) AND 6 (PARKING SPACES) ON APPLICATION 14601/22 REDUCTION IN ROOF LIGHTS TO NO. 4 AMENDED ROOF LIGHT TO LANTERN, REMOVAL OF FIRST FLOOR WINDOW, MATERIAL CHANGES TO FRONT, WEST AND REAR ELEVATIONS, REPLACEMENT OF BOLLARDS TO GATE POST AND HEDGING, INCREASE IN PARKING AREA DUE TO REMOVAL OF RETAINING WALL, REPOSITIONING OF GARDEN STEPS TOGETHER WITH AMENDMENT TO WORDING ON CONDITIONS.
Pending
01858/26/PREMIN
DEMOLITION AND ERECTION OF 1 NO. DWELLING
Pending

View Planning Timeline

Ownership

Corporate Ownership60.1%
Overseas OwnershipNo
Lease Term Remaining240 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-09-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density1,655 /km²

Owner Occupied80%

Age Distribution

0-15 13%16-64 57%65+ 30%

View Area Profile

Schools Nearby

St Brendan's RC Primary School, Harwood, Bolton
0.3 mi
Good
St Maxentius CofE Primary School
0.4 mi
Good
Hardy Mill Primary School
0.4 mi
-
Harwood Meadows Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Bluebell Close
-
£300k
-
22 Bluebell Close
-
£236k
-
17 Bluebell Close
-
£310k
-
1 Bluebell Close
-
£212k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN