Field View, Milton on Stour, Gillingham, SP8 5PZ

UPRN:10071151473Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: B (86)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Field View, Milton on Stour, Gillingham, SP8 5PZ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£571,000

£514k - £628kMedium

Estimate

£571k

Range

£514k – £628k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

7.50%

Verdict

Derived from HomePortfolio scores

Field View earns an INVESTIGATE rating with HP Score 68/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

11/ 100

Low

Transit & Bike

Transit 7Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 51% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£280,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,500-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £89,300
Net cash flow: £267/mo
Cash on cash: 3.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£571,000

Rent Estimate (pcm)£1,750

Gross Yield7.50%

1y Growth-

3y Growth-2.0%

5y Growth+0.6%

10y Growth+2.6%

Last Sold Price£440,000 (2017-11-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SP8 5PZ

Approval Rate

100%12mo

Development

low

P/PABA/2026/05700
Erect agricultural store
Pending
P/TRC/2026/05433
T1 - Sycamore - Reduce by 3m and reshape crown as per annotated photograph. T2 - Conifer - Fell.
Approved
P/FUL/2026/04550
Erect pair of semi-detached dwellings and a detached bungalow including associated works. Demolish existing garage and shed.
Approved

View Planning Timeline

Ownership

Corporate Ownership64.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-11-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,444

Population Density153 /km²

Owner Occupied72%

Age Distribution

0-15 17%16-64 59%65+ 24%

View Area Profile

Schools Nearby

Milton-on-Stour Church of England Primary School
0.2 mi
Inspected as Milton-on-Stour Church of England Primary School (URN 113801) on 11 Jul 2023
Wyke Primary School
1.5 mi
Inspected as Wyke Primary School (URN 113743) on 18 May 2022
Gillingham Primary School
1.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gillingham School
1.6 mi
Inspected as Gillingham School (URN 113882) on 10 May 2023

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Coopers Forge
-
£160k
-
Stour Bridge House
-
£1.74M
-
Windridge Cottage
-
£218k
-
The Forge Garage
-
£130k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN