Apartment 8, Iron Gate Studios, 37–38 Iron Gate, Derby, DE1 3GA

UPRN:10071162067Flat/Maisonette2 bedsBuilt -

Tenure: -Council Tax: Band AEPC: D (59)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Apartment 8, Iron Gate Studios, 37–38 Iron Gate, Derby, DE1 3GA

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£80,000

£72k - £88kMedium

Estimate

£80k

Range

£72k – £88k

Rent Estimate (pcm)

£450

£400 - £450

Monthly

£450

Yield

12.00%

Verdict

Derived from HomePortfolio scores

Apartment 8 earns an INVESTIGATE rating with HP Score 60/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

68/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

97/ 100

Excellent

Transit & Bike

Transit 68Bike 75

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +43.8% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10071162067· as of 12 Oct 2026
Rental economics40/40
gross yield 13.3% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 500/mo (tenanted)· as of 2 Nov 2026
Stress margin0/30
stressed cash flow -101/mo, -20% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 49 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.8/15
170 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£40,500£51,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£45,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £14,800
Net cash flow: £160/mo
Cash on cash: 12.9%
Score at this price: 53

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10071162067Valuation edge · as of 12 Oct 2026
listing_factscontractual rent 500/mo (tenanted)Rental economics · as of 2 Nov 2026
listing_factsservice charge / ground rent from the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Seller motivation could not be scored
context, not scored: 0 price cut(s), 49 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£80,000

Rent Estimate (pcm)£450

Gross Yield12.00%

1y Growth+600.0%

3y Growth-1.9%

5y Growth-0.0%

10y Growth+2.0%

Last Sold Price£69,650 (2020-01-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DE1 3GA

Approval Rate

-12mo

Development

low

26/00812/FUL
Change of use from an indoor golf centre with bar and restaurant facilities (Use Class E(b)(d)) to a college (Class F1) and construction of two additional floors at mezzanine level
Pending
26/01391/PNRIA
Change of use of upper floors from commercial (use class E) to three flats (Use Class C3)
Pending
26/01396/CAT
Crown lift to 4m of two Crab Apple trees and cutting back of lateral branches by 1m of one Crab Apple tree within the City Centre Conservation Area
Pending

View Planning Timeline

Ownership

Corporate Ownership47.8%
Overseas OwnershipNo
Lease Term Remaining413 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change2020-01-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,467

Population Density2,401 /km²

Owner Occupied7%

Age Distribution

0-15 8%16-64 88%65+ 4%

View Area Profile

Schools Nearby

Central Community Nursery School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Landau Forte College
0.3 mi
Outstanding
Castle School
0.4 mi
Inspected as Castle School (URN 132133) on 29 Mar 2023
Aurora Ryefields School
0.4 mi
-

4 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Iron Gate
-
£210k
-
Iron Gate Studios, 37 - 38 Iron Gate
-
£30k
-
Iron Gate Studios, 37 - 38 Iron Gate
-
£30k
-
37 - 38 Iron Gate
-
£22k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN