Data freshness:●Listing· freshListing: fresh, refreshed 4d ago (2026-11-11T04:00:09.660235+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:35:20.791448+00:00)●Ownership· freshOwnership: fresh, refreshed 5d ago (2026-11-10T17:32:39.934851+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Crime· freshCrime: fresh, refreshed 4d ago (2026-11-11T13:01:03.839912+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-17T08:54:13.924876+00:00)
HP Score
60
/ 100
Mixed
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
16 of 21 sources
Sale Estimate
£866,000
£693k - £1.04MLow
Estimate
£866k
Range
£693k – £1.04M
Rent Estimate (pcm)
£3,700
£3k - £4k
Monthly
£3,700
Yield
6.58%
Verdict
Derived from HomePortfolio scores
8A Cock Lane earns an INVESTIGATE rating with HP Score 60/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
22
Low confidence1 independent sourceLead to verifyListing checked 11 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 22% above the ask. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [sold-comps +16.4%, £/sqft +16.3%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 20.8%· as of 10 Nov 2026
Rental economics10.4/40
gross yield 6.6%; range width penalty ×0.82; the estimate this rent rides on sits 22% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 3700/mo (range 3350-4050)· as of 9 Nov 2026· verify before relying on this
valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -258/mo, -7% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 502 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity9.2/15
216 sales/12mo in area; valuation range width 40%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£506,000£776,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£675,000
At the asking price
£3,700/mo
Evidenced range £3,350-£4,050
5.4%
75%
Cash required
£227,550
Net cash flow
£283/mo
Cash on cash
1.5%
Score at this price
22
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 20.8%Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 3700/mo (range 3350-4050)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026