16 Marina House, Harbour Walk, Hartlepool, TS24 0UX

UPRN:10090072098Purpose Built Flat1 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band AEPC: B (85)

Data freshness:Listing· freshEPC· 2mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

16 Marina House, Harbour Walk, Hartlepool, TS24 0UX

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£57,000

£54k - £60kHigh

Estimate

£57k

Range

£54k – £60k

Rent Estimate (pcm)

£350

£300 - £350

Monthly

£350

Yield

7.30%

Verdict

Derived from HomePortfolio scores

16 Marina House earns an INVESTIGATE rating with HP Score 54/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

59/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

77/ 100

High

Transit & Bike

Transit 23Bike 55

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 24 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2.5/15
claims [AVM -0.9% (HIGH), sold-comps +29.9%, £/sqft +30.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10090072098· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 22.4%· as of 20 Oct 2026
Rental economics16.9/40
gross yield 7.3%; range width penalty ×0.91
- valuation_snapshotsrent estimate 350/mo (range 300-350)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -115/mo, -33% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 24 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 24 Oct 2026
Risk & liquidity14.5/15
219 sales/12mo in area; valuation range width 11%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£43,000£66,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£57,500

At the asking price

Monthly rent£350/mo

Evidenced range £300-£350

Interest rate5.4%

Loan to value75%

Cash required: £18,550
Net cash flow: £48/mo
Cash on cash: 3.1%
Score at this price: 34

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10090072098Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 22.4%Valuation edge · as of 20 Oct 2026
valuation_snapshotsrent estimate 350/mo (range 300-350)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 24 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 24 Oct 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 350/mo (range 300-350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£57,000

Rent Estimate (pcm)£350

Gross Yield7.30%

1y Growth+18.2%

3y Growth-6.4%

5y Growth+0.7%

10y Growth+1.7%

Last Sold Price£44,000 (2024-02-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1TS24 0UX

Approval Rate

-12mo

Development

low

H/2026/0304
Adjoining Authority Re-consultation for the discharge of conditions 5, 6, 7, 8, 9, 10, 11, 14, 16 on HMDC/2025/0048 (Change of use from offices (Class E) to mixed use pop up restaurant, drinking and gaming venue (Sui Generis), and external alterations including part demolition of existing ground and first floor extensions and erection of single and two storey rear extensions and external terrace, reinstatement of front basement bay window/doorway and other minor alternations)
Pending
H/2026/0302
Adjoining authority consultation for change of use from offices (Class E) to mixed use pop up restaurant, drinking and gaming venue (Sui Generis), and external alterations including part demolition of existing ground and first floor extensions and erection of single and two storey rear extensions and external terrace, reinstatement of front basement bay window/doorway and other minor alternations
Pending
H/2026/0300
Adjoining authority re-consultation for erection of mixed use development comprising business centre and self storage storage facility (Sui Generis), including coffee shop (Class E) and 2no. retail units (Class E) at ground floor, and associated roof mounted solar, infrastructure, car parking, cycle stores, bin stores and landscaping works
Pending

View Planning Timeline

Ownership

Corporate Ownership66.5%
Overseas OwnershipNo
Lease Term Remaining112 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2024-02-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,830

Population Density1,735 /km²

Owner Occupied21%

Age Distribution

0-15 11%16-64 73%65+ 16%

View Area Profile

Schools Nearby

Brougham Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Dyke House Sports and Technology College
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hartlepool College of Further Education
0.7 mi
-
Lynnfield Primary School
0.7 mi
Good

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Marina House Harbour Walk
-
£52k
-
Marina House Harbour Walk
-
£54k
-
Marina House Harbour Walk
-
£55k
-
Marina House Harbour Walk
-
£35k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN