19 Mayfair Gardens, Hartlepool, TS26 0DT

UPRN:10090072780Detached House4 bedsBuilt 2021

FreeholdCouncil Tax: Band GEPC: B (85)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

19 Mayfair Gardens, Hartlepool, TS26 0DT

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£557,000

£529k - £585kHigh

Estimate

£557k

Range

£529k – £585k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

4.67%

Verdict

Derived from HomePortfolio scores

19 Mayfair Gardens earns an INVESTIGATE rating with HP Score 69/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

11/ 100

Low

Transit & Bike

Transit 2Bike 22

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge1.8/15
claims [AVM +3.1% (HIGH), sold-comps +2.2%, £/sqft +2.2%] → measured edge +0.36pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10090072780· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 7.6%· as of 5 Nov 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.77
- valuation_snapshotsrent estimate 2100/mo (range 1900-2350)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -865/mo, -41% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
410 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£405,000£621,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£540,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £180,300
Net cash flow: -£369/mo
Cash on cash: -2.5%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10090072780Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 7.6%Valuation edge · as of 5 Nov 2026
valuation_snapshotsrent estimate 2100/mo (range 1900-2350)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1900-2350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£557,000

Rent Estimate (pcm)£2,100

Gross Yield4.67%

1y Growth+22.8%

3y Growth+3.0%

5y Growth+1.0%

10y Growth-0.2%

Last Sold Price£474,950 (2021-10-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TS26 0DT

Approval Rate

100%12mo

Development

low

H/2026/0321
Tree works to 4 x Sorbus T1-T2-T3-T4 protected by TPO 38 to allow crown reducuctions by 20% to points previously pruned, in accordance with British Standards 3998
Pending
D/2026/0048
Discharge or conditions (PERSUANT TO PHASE 1b and 2a) 5 (Green Wedge), 10 (Access from Elwick Road ), 14 (Contamination), 18 (Landscaping), 20 (Arboricultural Impact Assessment), 23 (10m Watercourse Buffer Management), 24 (Bat Mitigation), 25 Bird Mitigation), 27 Boundary Enclosures), 28 (Construction Management Plan ), 29 (Noise Insulation), 31 (Site Levels) , 32 ( External Finishing Materials and Hardstanding), 33 (Waste Audit) and 34 (Refuse Storage) of planning permission H/2026/0134 (Section 73 application to vary conditions 3 (Masterplan), 6 (Approved Plans), 8 (Elwick Grade Separated Junction), 10 (Roundabout Junction) and 19 (Detailed Landscaping) of planning permission H/2014/0428 (Outline application with all matters reserved for residential development comprising up to 1,200 dwellings of up to two and a half storeys in height and including a new distributor road, local centre, primary school, amenity open space and structure planting))
Pending
D/2026/0049
Discharge or conditions 16 (disposal or foul water) and 17 (surface water management system) PURSUANT TO PHASE 1b and 2a of planning permission H/2026/0134 (Section 73 application to vary conditions 3 (Masterplan), 6 (Approved Plans), 8 (Elwick Grade Separated Junction), 10 (Roundabout Junction) and 19 (Detailed Landscaping) of planning permission H/2014/0428 (Outline application with all matters reserved for residential development comprising up to 1,200 dwellings of up to two and a half storeys in height and including a new distributor road, local centre, primary school, amenity open space and structure planting))
Pending

View Planning Timeline

Ownership

Corporate Ownership84.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-10-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,830

Population Density863 /km²

Owner Occupied93%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

West Park Primary School
0.2 mi
Good
High Tunstall College of Science
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Catcote Academy
0.9 mi
Inspected as Catcote School (URN 111784) on 19 Mar 2013
English Martyrs Catholic School and Sixth Form College
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Mayfair Gardens
-
£605k
-
28 Mayfair Gardens
-
£490k
-
15 Mayfair Gardens
-
£495k
-
30 Mayfair Gardens
-
£492k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN