Flat 19, 157 Grimsby Road, Cleethorpes, DN35 7DG

UPRN:10090085789Flat/Maisonette1 bedsBuilt -

LeaseholdCouncil Tax: -EPC: D (61)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 19, 157 Grimsby Road, Cleethorpes, DN35 7DG

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£68,000

£64k - £71kHigh

Estimate

£68k

Range

£64k – £71k

Rent Estimate (pcm)

£300

£300 - £350

Monthly

£300

Yield

5.29%

Verdict

Derived from HomePortfolio scores

Flat 19 earns an INVESTIGATE rating with HP Score 61/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

56/ 100

Elevated

Walkability

69/ 100

Moderate

Transit & Bike

Transit 20Bike 58

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +0.0% (HIGH), sold-comps +8.1%, £/sqft +7.7%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10090085789· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 4 comps, dispersion 13.4%· as of 8 Nov 2026
Rental economics2/40
gross yield 5.3%; range width penalty ×0.87
- valuation_snapshotsrent estimate 300/mo (range 300-350)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -196/mo, -65% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 91 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
438 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£51,000£78,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£68,000

At the asking price

Monthly rent£300/mo

Evidenced range £300-£350

Interest rate5.4%

Loan to value75%

Cash required: £21,700
Net cash flow: -£22/mo
Cash on cash: -1.2%
Score at this price: 19

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10090085789Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 4 comps, dispersion 13.4%Valuation edge · as of 8 Nov 2026
valuation_snapshotsrent estimate 300/mo (range 300-350)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 300/mo (range 300-350)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£68,000

Rent Estimate (pcm)£300

Gross Yield5.29%

1y Growth+17.3%

3y Growth+0.5%

5y Growth+0.0%

10y Growth+1.2%

Last Sold Price£65,000 (2022-07-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DN35 7DG

Approval Rate

-12mo

Development

low

DM/0712/26/FUL
Proposed single and two storey extension to the rear with associated works
Conditions
DM/0618/26/FUL
Demolish existing buildings to erect 9 dwellings with associated parking, landscaping, boundary treatments and associated works
Pending
DM/0525/26/FUL
Retrospective application for the erection of 3 single storey storage units and siting of 1no InPost box adjacent off 194 Columbia Road.
Conditions

View Planning Timeline

Ownership

Corporate Ownership83.8%
Overseas OwnershipNo
Lease Term Remaining242 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-07-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,898

Population Density6,982 /km²

Owner Occupied39%

Age Distribution

0-15 25%16-64 64%65+ 11%

View Area Profile

Schools Nearby

Elliston Primary Academy
0.3 mi
Inspected as Elliston Primary School (URN 131700) on 13 Nov 2013
Queen Mary Avenue Infant School
0.4 mi
Good
Phoenix Park Academy
0.4 mi
Good
William Barcroft Junior School
0.4 mi
Inspected as William Barcroft Junior School (URN 117731) on 17 Jun 2014

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Imperial Court, 157 Grimsby Road
-
£78k
-
Imperial Court, 157 Grimsby Road
-
£63k
-
Imperial Court 157 Grimsby Road
-
£60k
-
147 Grimsby Road
-
£80k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN