Honeysuckle Cottage, The Farm, Summerfield Lane, Stainsacre, Whitby, YO22 4NT

UPRN:10090176665Detached Property1 bedsBuilt -

Tenure: -Council Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Honeysuckle Cottage, The Farm, Summerfield Lane, Stainsacre, Whitby, YO22 4NT

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£282,000

£226k - £339kLow

Estimate

£282k

Range

£226k – £339k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

4.80%

Verdict

Derived from HomePortfolio scores

Honeysuckle Cottage earns an INVESTIGATE rating with HP Score 60/100. Investment score 42/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

42/ 100

Mixed

Crime Score

12/ 100

Low

Walkability

16/ 100

Low

Transit & Bike

Transit 6Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.8%; range width penalty ×0.78
- valuation_snapshotsrent estimate 1200/mo (range 1050-1300)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -513/mo, -43% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 7 Nov 2026
Risk & liquidity9.2/15
119 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£299,950

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,050-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £96,283
Net cash flow: -£182/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1200/mo (range 1050-1300)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 7 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 7 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1200/mo (range 1050-1300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£282,000

Rent Estimate (pcm)£1,200

Gross Yield4.80%

1y Growth-

3y Growth+0.6%

5y Growth+0.4%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0YO22 4NT

Approval Rate

-12mo

Development

low

26/06098/DVCMAJ
Variation of conditions 1, 2 and removal of condition 12 in relation to ZF24/01979/RM
Pending
26/05953/DISCON
Discharge of condition 2 (materials schedule) in relation to No ZF24/01979/RM
Pending
ADV/2026/00419
advertisement consent for the display of non-illuminated double sided hoarding sign
Pending

View Planning Timeline

Ownership

Corporate Ownership59.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density29 /km²

Owner Occupied77%

Age Distribution

0-15 13%16-64 53%65+ 34%

View Area Profile

Schools Nearby

Hawsker Cum Stainsacre Church of England Voluntary Controlled Primary School
0.7 mi
Good
East Whitby Primary Academy
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Airy Hill Primary School
1.5 mi
Good
Ruswarp Church of England Voluntary Controlled Primary School
1.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Horton
-
£270k
-
Rambler Cottage
-
£225k
-
Laurel Cottage
-
£168k
-
Horton
-
£262k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN