The Spinney, 37 Ellerslie Lane, Bexhill-on-Sea, TN39 4LJ

UPRN:10090179045Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: C (79)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Spinney, 37 Ellerslie Lane, Bexhill-on-Sea, TN39 4LJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£891,000

£802k - £980kMedium

Estimate

£891k

Range

£802k – £980k

Rent Estimate (pcm)

£3,150

£3k - £4k

Monthly

£3,150

Yield

3.78%

Verdict

Derived from HomePortfolio scores

The Spinney earns an INVESTIGATE rating with HP Score 67/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

18/ 100

Low

Transit & Bike

Transit 8Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge1.8/15
claims [AVM -12.2% (MEDIUM), sold-comps +2.9%, £/sqft +2.9%] → measured edge +0.37pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 10090179045· as of 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 14.7%· as of 6 Nov 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.76
- valuation_snapshotsrent estimate 3150/mo (range 2800-3500)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,034/mo, -65% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 149 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.8/15
364 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£750,000£1,150,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,800-£3,500

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£1,194/mo
Cash on cash: -4.2%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10090179045Valuation edge · as of 10 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 14.7%Valuation edge · as of 6 Nov 2026
valuation_snapshotsrent estimate 3150/mo (range 2800-3500)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3150/mo (range 2800-3500)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 149 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£891,000

Rent Estimate (pcm)£3,150

Gross Yield3.78%

1y Growth+69.3%

3y Growth+0.5%

5y Growth-0.1%

10y Growth+2.3%

Last Sold Price£750,000 (2019-01-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TN39 4LJ

Approval Rate

-12mo

Development

low

RR/2026/0822/TPO
The tree is a large oak which is situated behind my clients horse stables. The proposed work the tree needs as a preventative measure to make the tree safe before the tree/limb becomes diseased and fails is to remove the limb by pruning it back to the main stem in accordance with Tree Works Recommendations BS3998
Pending
RR/2026/0576/HOU
Single storey front and side extension for new porch
Pending
RR/2026/0453/HOU
Proposed re-configuring of the current flat roof garage and lower flat roof entrance porch into a cohesive mono pitch slated roof.
Conditions

View Planning Timeline

Ownership

Corporate Ownership68.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-01-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,790

Population Density2,500 /km²

Owner Occupied92%

Age Distribution

0-15 10%16-64 50%65+ 40%

View Area Profile

Schools Nearby

Bexhill High Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Glenleigh Park Primary Academy
0.3 mi
Good
All Saints Church of England Primary School, Bexhill
0.8 mi
-
Little Common School
0.9 mi
Inspected as Little Common School (URN 114429) on 11 Mar 2020

5 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Arncot, 52 Ellerslie Lane
-
£500k
-
64 Ellerslie Lane
-
£595k
-
4 Ellerslie Lane
-
£435k
-
23 Ellerslie Lane
-
£590k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN