Flat 23, 2 Brickfield Road, London, SW4 8DQ

UPRN:10090198619Purpose Built Flat2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band DEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat 23, 2 Brickfield Road, London, SW4 8DQ

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£496,000

£471k - £521kHigh

Estimate

£496k

Range

£471k – £521k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

6.64%

Verdict

Derived from HomePortfolio scores

Flat 23 earns an INVESTIGATE rating with HP Score 80/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

72/ 100

High

Crime Score

19/ 100

Moderate

Walkability

80/ 100

High

Transit & Bike

Transit 41Bike 55

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +14.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10090198619· as of 13 Oct 2026
Rental economics12.4/40
gross yield 6.6%; range width penalty ×0.94
- valuation_snapshotsrent estimate 2350/mo (range 2200-2500)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -196/mo, -8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 76 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
349 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£319,000£488,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,200-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: £193/mo
Cash on cash: 1.6%
Score at this price: 27

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.64 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10090198619Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2350/mo (range 2200-2500)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2350/mo (range 2200-2500)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£496,000

Rent Estimate (pcm)£2,350

Gross Yield6.64%

1y Growth-

3y Growth-1.1%

5y Growth-1.4%

10y Growth-0.3%

Last Sold Price£500,000 (2018-01-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW4 8DQ

Approval Rate

-12mo

Development

low

26/03214/FUL
Erection of a rear dormer window, installation of two front roof lights and two roof lights to the rear outrigger, installation of solar panels, and installation of an external A/C unit to the rear outrigger.
Pending
26/03219/NMC
Non-Material Amendment Following a Grant of Planning Permission ref: 20/02678/VOC (Variation of condition 2 (Approved Plans) of appeal decision APP/N5660/W/19/3225699 following planning application 16/03148/FUL (Redevelopment of the site involving demolition of existing retail warehouse and associated outbuildings (use class B8) and erection of 8 x 2 storey detached family houses with lower ground floor (use class C3), together with the provision of car parking spaces, cycle storage and landscaping) allowed on 10.02.2020.) dated 17.12.2020 Amendments Sought: Repositioning of basement level party wall to sit under flank wall and not halfway between properties
Pending
26/03213/TCA
T1 Robinia sp. (x1) Reduce crown by 2.5-3m off height and width. Reason: Lost two stems in October. The branches had weak unions with the old pollard head, causing them to fail under their own weight. T2 Robinia sp. (x1) Reduce crown by 1.5m all around. Reason: To lessen the load on the crown. T3 Robinia sp. (x1) Reduce crown by 1m all around. Reason: To lessen the load on the crown.
Pending

View Planning Timeline

Ownership

Corporate Ownership56.9%
Overseas OwnershipNo
Lease Term Remaining111 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2018-01-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,666

Population Density-

Owner Occupied12%

Age Distribution

0-15 13%16-64 81%65+ 6%

View Area Profile

Schools Nearby

Maytree Nursery School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Harris Academy Clapham
0.2 mi
Good
Glenbrook Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bonneville Primary School
0.3 mi
OutstandingImproving

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Brickfield Road
-
£450k
-
2 Brickfield Road
-
£522k
-
2 Brickfield Road
-
£248k
-
2 Brickfield Road
-
£480k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN