235 Brixton Road, London, SW9 6LJ

UPRN:10090200422Flat/MaisonetteBeds -Built -

Tenure: -Council Tax: Band EEPC: B (89)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£458,000

£366k - £549kLow

Estimate

£458k

Range

£366k – £549k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

8.95%

Verdict

Derived from HomePortfolio scores

235 Brixton Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

73/ 100

High

Crime Score

65/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Transit 55Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics28.5/40
gross yield 9.0%; range width penalty ×0.90; the estimate this rent rides on sits 31% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2350/mo (range 2150-2500)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 31% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin11.4/30
stressed cash flow +268/mo, +11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Risk & liquidity9.2/15
311 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£315,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,150-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £101,550
Net cash flow: £564/mo
Cash on cash: 6.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.21 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2350/mo (range 2150-2500)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 31% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12mo

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2350/mo (range 2150-2500)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£458,000

Rent Estimate (pcm)£2,350

Gross Yield8.95%

1y Growth-27.1%

3y Growth-0.2%

5y Growth-0.8%

10y Growth+0.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SW9 6LJ

Approval Rate

100%12mo

Development

low

26/03197/FUL
Replacement of a rear door with a like-for-like timber french door featuring a traditional six panel configuration (Please note: The reference number for this Listed Building Consent application is 26/03198/LB but there is also an associated application for Full Planning Permission related to these works with reference number: 26/03197/FUL)
Pending
26/03199/TCA
T1 - Lime - Crown reduction to original pruning points, reducing regrowth by up to 3.5 metres. Works are routine maintenance.
Pending
26/03198/LB
Replacement of a rear door with a like-for-like timber french door featuring a traditional six panel configuration (Please note: The reference number for this Listed Building Consent application is 26/03198/LB but there is also an associated application for Full Planning Permission related to these works with reference number: 26/03197/FUL)
Pending

View Planning Timeline

Ownership

Corporate Ownership57.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,666

Population Density-

Owner Occupied33%

Age Distribution

0-15 10%16-64 84%65+ 6%

View Area Profile

Schools Nearby

Van Gogh Primary
0.2 mi
Good
Platanos College
0.3 mi
Good
Reay Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Christ Church Primary SW9
0.4 mi
-

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

251 Brixton Road
-
£480k
-
251 Brixton Road
-
£310k
-
243 Brixton Road
-
£425k
-
243 Brixton Road
-
£140k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN