Bethel Chapel, Bethel Road, Lower Cwmtwrch, Swansea, SA9 2PS

UPRN:10090260942Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Bethel Chapel, Bethel Road, Lower Cwmtwrch, Swansea, SA9 2PS

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£648,000

£616k - £680kHigh

Estimate

£648k

Range

£616k – £680k

Rent Estimate (pcm)

£3,550

£3k - £4k

Monthly

£3,550

Yield

7.10%

Verdict

Derived from HomePortfolio scores

Bethel Chapel earns an INVESTIGATE rating with HP Score 72/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£600,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£3,550/mo

Evidenced range £3,300-£3,750

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: £433/mo
Cash on cash: 2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.75 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£648,000

Rent Estimate (pcm)£3,550

Gross Yield7.10%

1y Growth-35.1%

3y Growth+1.0%

5y Growth+4.9%

10y Growth+5.7%

Last Sold Price£510,000 (2022-04-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA9 2PS

Approval Rate

-12mo

Development

low

P/26/1220/FUL
Change of use of chapel to dwelling, creation of vehicular parking and other associated works
Pending
P2026/0675
Proposed installation of new window to existing ground floor side elevation to facilitate access to a proposed balcony with associated screening
Pending
P/26/1048/FUL
Erection of 10 industrial units (Use Classes B1, B2 and B8), together with vehicle parking and all associated works
Pending

View Planning Timeline