Flat 1, Fairmead Court, 3 Bridgefield Road, Whitstable, CT5 2PF

UPRN:10090316286Flat/Maisonette2 bedsBuilt 1930-1949

LeaseholdCouncil Tax: -EPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 1, Fairmead Court, 3 Bridgefield Road, Whitstable, CT5 2PF

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£340,000

£323k - £357kHigh

Estimate

£340k

Range

£323k – £357k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

4.80%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 79/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

54/ 100

Moderate

Transit & Bike

Transit 9Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£212/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£340,000

Rent Estimate (pcm)£1,400

Gross Yield4.80%

1y Growth-

3y Growth+0.4%

5y Growth+1.0%

10y Growth+2.9%

Last Sold Price£290,000 (2017-12-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT5 2PF

Approval Rate

-12mo

Development

low

CA/26/01874
Single storey side extension together with two dormer windows to side elevation.
Pending
CA/26/01873
TPO no 4 4 1985 , T1 Dead Ivy Cladded Sycamore tree, Fell. T2, Cherry Plum tree which has split at the base and has partially collapsed onto neighbours garage, Fell. T3, Small Leaning Ash tree which has moved within the ground and has pushed fence panel out of its post and is leaning into the neighbours garden. Fell.
Pending
CA/26/01847
Replacement of timber windows with upvc to all elevations.
Pending

View Planning Timeline

Ownership

Corporate Ownership70.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-12-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,188

Population Density3,567 /km²

Owner Occupied92%

Age Distribution

0-15 12%16-64 49%65+ 39%

View Area Profile

Schools Nearby

Swalecliffe Community Primary School
0.3 mi
Good
The Far Academy CIC
0.6 mi
-
St Mary's Catholic Primary School, Whitstable
0.7 mi
Good
Westmeads Community Infant School
1.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Bridgefield Road
-
£255k
-
3 Bridgefield Road
-
£290k
-
3 Bridgefield Road
-
£290k
-
5 Bridgefield Road
-
£405k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN