Flat 15, Central House, 20 Pembroke Road, Ruislip, HA4 8PR

UPRN:10090333196Flat/Maisonette1 bedsBuilt -

LeaseholdCouncil Tax: Band DEPC: B (85)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 15, Central House, 20 Pembroke Road, Ruislip, HA4 8PR

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£340,000

£323k - £357kHigh

Estimate

£340k

Range

£323k – £357k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

5.19%

Verdict

Derived from HomePortfolio scores

Flat 15 earns an INVESTIGATE rating with HP Score 72/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

74/ 100

High

Crime Score

63/ 100

Elevated

Walkability

83/ 100

High

Transit & Bike

Transit 91Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£335,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £108,550
Net cash flow: -£127/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£340,000

Rent Estimate (pcm)£1,450

Gross Yield5.19%

1y Growth-

3y Growth+2.8%

5y Growth+2.0%

10y Growth+2.2%

Last Sold Price£350,000 (2016-12-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HA4 8PR

Approval Rate

-12mo

Development

low

66236/APP/2026/2487
Erection of a single storey rear extension
Pending
43129/APP/2026/2470
Installation of awnings to the front and side elevation
Pending
78935/APP/2026/2430
Non-material amendment to planning permission ref. 78935/APP/2025/2287, dated 16-01-26 (Creation of 5no. self-contained flats with associated cycle and bin storage, following the change of use of first floor from office (Class E) to residential (Class C3), the erection of a two storey rear extension and alterations to rear building at first floor level and the retention and reconfiguration of the Class E unit at ground floor level with alterations to fenestration.) to reconfigure the commercial unit at the ground floor and relocate the cycle storage.
Pending

View Planning Timeline

Ownership

Corporate Ownership52.6%
Overseas OwnershipNo
Lease Term Remaining141 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-12-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,429

Population Density5,358 /km²

Owner Occupied53%

Age Distribution

0-15 14%16-64 67%65+ 19%

View Area Profile

Schools Nearby

Sacred Heart Catholic Primary School
0.3 mi
Outstanding
Warrender Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lady Bankes Primary School
0.6 mi
Outstanding
Bishop Winnington-Ingram CofE Primary School
0.7 mi
-

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Central House, 20 Pembroke Road
-
£390k
-
Central House, 20 Pembroke Road
-
£351k
-
Central House, 20 Pembroke Road
-
£422k
-
Central House, 20 Pembroke Road
-
£440k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN