42 Bluebell Gardens, Broughton, Milton Keynes, MK10 7EE

UPRN:10090354715Purpose Built Flat2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band BEPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

42 Bluebell Gardens, Broughton, Milton Keynes, MK10 7EE

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£90,000

£72k - £108kLow

Estimate

£90k

Range

£72k – £108k

Rent Estimate (pcm)

£500

£500 - £550

Monthly

£500

Yield

3.00%

Verdict

Derived from HomePortfolio scores

42 Bluebell Gardens earns an INVESTIGATE rating with HP Score 77/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

76/ 100

High

Crime Score

18/ 100

Moderate

Walkability

52/ 100

Moderate

Transit & Bike

Transit 5Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.0%; range width penalty ×1.00
- valuation_snapshotsrent estimate 500/mo (range 500-550)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -606/mo, -121% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
200 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£500/mo

Evidenced range £500-£550

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: -£329/mo
Cash on cash: -6.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.74 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 500/mo (range 500-550)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 500/mo (range 500-550)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£90,000

Rent Estimate (pcm)£500

Gross Yield3.00%

1y Growth+25.0%

3y Growth-0.7%

5y Growth-0.1%

10y Growth+2.6%

Last Sold Price£35,000 (2013-11-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0MK10 7EE

Approval Rate

-12mo

Development

low

PLN/2026/2256
Non-material amendment seeking minor alterations to approved scheme to install 2 no lifts to comply with Part M requirements (relating to permission ref. 20/02419/FUL for the construction of Community Sports Centre including a Gymnastics and Table Tennis Centre, and two buildings containing 33 affordable flats and 143 sqm of community office/meeting space)
Pending
PLN/2026/2120
Certificate of lawfulness for the proposed loft conversion with roof Lights to front and rear elevations
Pending
PLN/2026/2105
Prior Approval for change of use of existing commercial premises at Brunel House to provide 2no. high-quality residential dwellings (C3 Use)
Pending

View Planning Timeline

Ownership

Corporate Ownership56.6%
Overseas OwnershipNo
Lease Term Remaining83 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2013-11-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density6,941 /km²

Owner Occupied45%

Age Distribution

0-15 32%16-64 66%65+ 2%

View Area Profile

Schools Nearby

Broughton Fields Primary School
0.3 mi
Inspected as Broughton Fields Primary School (URN 134072) on 5 Oct 2022
Broughton Manor Preparatory School
0.4 mi
Inspected by ISI
Brooklands Farm Primary School
0.4 mi
Inspected as Brooklands Farm Primary School (URN 135271) on 29 Jun 2022
Brooklands Academy
0.7 mi
Inspected as Walton High (URN 136842) on 16 May 2023

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

41 Bluebell Gardens
-
£435k
-
16 Bluebell Gardens
-
£348k
-
5 Bluebell Gardens
-
£69k
-
20 Bluebell Gardens
-
£230k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN